Category: 장래 계획 및 目標

---

目標: 月”60万” 毎9年 유지 × 10번 재도전

---

{350} ~”18年” 유지

~2055

• SPIA “$2M”
• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

• BA BBA, EA QBO CPA M.Ed Credential BA MSW AAS

2055~ “financial freedom”、Denali Center

(3)(6) (6) (6)(6)、

• REMOTE Tax JOB

• (6)、(6)(6) Sociology PhD, USU
• (6)、(6)(6) JD Mathematics PhD, Pitt (UPMC)
• – 108letters@gmail.com Google Drive

---

한글

English

---

---

目標: “$100M” CDs、毎年”$3.5M” perpetual

---

60万 × 月$2.99 × 毎9年 재도전

---

---

2029 06

2030

2034 06

2055 – “financial freedom”

(3)(6) (6) (6)(6)、

(6)、(6)(6) – Sociology PhD, USU

(6)、(6)(6) – JD Mathematics PhD, Pitt (UPMC)

---

60万 × 月$2.99 × 毎9年、재도전 “10번”

---

UPMC

---

2055~ “financial freedom”、Denali Center

• SPIA “$2M”
• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

---

---

---

2034 06~

• 家 @Fairbanks, AK downtown
• – 소셜 시큐리티 70歳 수령
• – SPIA “$10万”

---

---

毎9年 × 10번 (2028~2118) 재도전

---

60万 × 月$2.99 × 毎9年 = “$100M” CDs

• Sociology PhD, USU
• – Sociology BA, LTCC USD / MA, UND
• – Applied Demography MPS, PSU

• Mathematics PhD, Pitt (UPMC)
• – JD (3 + 3)
• – https://uaf.edu/cla

---

IMPROMPTU @Fairbanks, AK

• 2034 “은퇴 I.”
• 2055 “은퇴 II.”

---

BA BBA、EA QBO CPA M.Ed Credential BA MSW AAS

---

(3)(6) (6) (6)(6) 後、

(6)、(6)(6)

• Sociology PhD, USU、Sociology BA MA / Applied Demography MPS, PSU

(6)、(6)(6)

• Mathematics PhD, Pitt (UPMC)、JD (3 + 3) / https://uaf.edu/cla
• – Interdisciplinary、Accounting Statistics Economics Sociology
• —
• JINU “毎9年” × 10번 (2028~2118) 재도전 中、
• {60万} × 月$2.99 × 毎9年 = “$100M” 달성

---

Migration & Demography

---

---

2026 08

2026 09

2026 10 – PFD 2026

2026 11

2026 12

2027 01

2027 02

2027 03

2027 04

2027 05

2027 06

2027 07

2027 08

2027 09

2027 10 – PFD 2027

2027 11

2027 12

• Texas1.5Generation.US
• – 1004site.com
• – 1004site.IAMisJourney.com (몽골 TM)
• JinuAcademy.com 毎週 TASK
• MyCPAMyTAX.com

---

.

---

{350 250} 85 {8,000 .. 60万} 毎月 유지

>> 본격 始まり、(9) 2028~ 2118 (154歳)

七顚八起、再도전、”毎9年內” 달성、”{$10M}”

.

---

.

---

BBA, EA QBO CPA MAcc MST JD LLM

---

• AAS
• M.Ed Credential
• Social Work BA MSW
• Economics BA MA
• Sociology BA MA PhD, USU
• Applied Demographics MPS
• Mathematics BA MS PhD, Pitt (UPMC)
• – Statistics Economics Accounting Interdisciplinary
• Statistics MS

.

---

.

---

reach out & touch、

• BA BBA、EA QBO CPA M.Ed Credential BA MSW AAS
• (3)(6) (6) (6)(6)、
• CPA M.Ed MSW MAcc MST JD LLM PhD
• << JD (3 + 3) Mathematics PhD, Pitt (UPMC)
• https://uaf.edu/cla
• Sociology BA, LTCC USD / MA, UND (online) PhD, {USU}
• Economics BA, UND (online)
• << BookkeeperJohn.com

毎9年 – “new market”

{60万} × 月$2.99 × 毎9年 × 10번 재도전 = “$100M” 目標

.

---

---

BA BBA, EA QBO CPA M.Ed Credential BA MSW AAS

---

2026 06~ 지선 지원 지연 大学 卒業

目標: 350개 사이트 毎月 유지 ( ~2046~55) 달성

• crm270s.mycpamytax.com
• 1004site.com
• {texas}1.5generation.us
• personal.1004site.com
• Google Drive, csamigroup@gmail.com
• 1004site.iamisjourney.com (몽골 TM)

2027

2028

2029 06~ Medicare Plan G

• UA(F) Sr. Tuition Waiver

2030~ SSDI Trial Work

2031

2032

2033

2034 06~ 소셜 시큐리티 70歳 수령 & “은퇴 I.”

• SPIA “$10万”
• 家 @Fairbanks, AK downtown 장만

2035

2036

2037

• 지선 37, 지원 36, 지연 34

---

---

CalStateLA .. CalStateLA UND ..

• REMOTE Tax JOB

SD (2) Pitt (4) (UPMC)

https://uaf.edu/cla

---

---

• McDonald’s {Safeway}
• North Pole Branch Library
• 毎月+2개 사이트 제작

>> SPIA “$4M”、Denali Center

---

---

---

{350 250} 85 {8,000 … 60万} 毎月 유지

---

(9)(9)(9) ~2055、”financial freedom”

• BA BBA, EA QBO CPA M.Ed Credential BA MSW AAS

(3)(6) (6) (6)(6)、REMOTE Tax JOB

(6)、(6)(6) Mathematics PhD, Pitt (UPMC)

(6)、(6)(6) >> Accounting PhD, Pitt

https://uaf.edu/cla

---

---

350 ASAP & 유지 ~2046~55

• {Texas}1.5Generation.US

250 CPAs through 350 while EA CPA

JinuAcademy.com 완비 while M.Ed Credential

THESIS via (3)(6) (6) (6)(6)、through

• (6)、(6)(6) Mathematics PhD, Pitt (UPMC)
• (6)、(6)(6) Accounting PhD CPA

“5Generations.US” forwarded to “5Generation.US”

---

https://uaf.edu/cla

---

---

BookkeeperJohn.com

---

2028.

2037.

2046.

2055.

• BA BBA, EA QBO CPA M.Ed Credential BA MSW AAS

366CPA66.

---

mathematics.

accounting.

---

cla-uaf.

---

---

wallet >> galaxy >> impromptu >> storage

• Fairbanks Memorial Hospital
• – Medicare Plan G
• Rescue Mission
• Breadline
• Northern Hope Center
• Regal Goldstream, UAF study room, Gym

2034 06~ 家 @Fairbanks, AK downtown

• SPIA “$10万”

---

---

---

---

BA BBA, EA QBO CPA M.Ed Credential BA MSW AAS

---

350개 유지 달성 – 2037 및 유지 ~2046~2055

250 CPAs through 50% of 350 – 2046

• 85、毎月~30、$180 for 3 months

(8,000 .. 60万} – 毎月 유지、毎9年

• Shopify starter
• YouTube Manim
• Google Forms
• Brevo Sequential

---

(3)(6) (6) (6)(6)、

• (6)、(6)(6) Mathematics PhD, Pitt (UPMC)
• (6)、(6)(6) CPA PhD

https://uaf.edu/cla

---

2055~ (3)(6) (6) (6)(6) 後、

지선 55, 지원 54, 지연 52

• (3) Mathematics, CalStateLA (AB 540-TA)
• (6) Math MS Stat MS, UAF (stipend)
• (6) Economics BA, UND MA, CalStateLA
• (6) MAcc, UND (stipend) MST, CSUN
• (6) REMOTE Tax JOB
• – CPA.1004site.com
• – Korean.BookkeeperJohn.com
• – MyCPAMyTAX.com
• – BBA, EA QBO CPA
• – 윌셔 공인회계사 사무실 part time
• – MAcc, UND / MST, CSUN

---

Mathematics PhD, Pitt (UPMC)

• Computational Science & Statistics PhD, SDState
• Data Science & Engineering PhD, USD

---

Accounting PhD, Pitt

• Teachers.BookkeeperJohn.com, CPA PhD

• Statistics PhD, Pitt
• Economics PhD, Pitt

---

https://uaf.edu/cla

---

2009

2011

2013

2017

2018

2019

2021

2022

2023

2025

2026 “입지”

• 지선 지원 지연 大学 卒業

2030~2034 06 “은퇴 I.”

---

2034 06~ “은퇴 I.”

(9) ~2037

(9) ~2046

(9) ~2055

BA BBA, EA QBO CPA M.Ed Credential BA MSW

2055~ “은퇴 II.” & “financial freedom”

(3)(6) (6) (6)(6)、

(6)、(6)(6) Mathematics PhD, Pitt (UPMC)

(6)、(6)(6) Accounting PhD

https://uaf.edu/cla

• Spanish MA, CalStateLA
• Spanish PhD, Pitt

---

---

Aging & Disability Resource Center

• 907-452-2551

(800) 567-4673 : Hopeline 24 7

{Korean}1.5generation(s).us

• 1 out of 7 foreign born American
• Anthropology BA MA PhD, UAF (Sr. Tuition Waiver)
• Spanish PhD, Pitt
• Russian PhD, Pitt

---

---

.

---

BA BBA, EA QBO CPA M.Ed Credential BA MSW

2055~ “financial freedom” 後、

(3)(6) (6) (6)(6)、

(6)、(6)(6) : Mathematics PhD, Pitt (UPMC)

(6)、(6)(6) : Accounting PhD

https://uaf.edu/cla

.

---

---

2034 “은퇴 I.” – W 5th Ave, Voucher 中、

家 @Fairbanks, AK 장만

• 소셜 시큐리티 70歳 수령
• SPIA “$10万”

2055 “은퇴 II.” – “financial freedom”

2793 W 3rd Ave, Frank Lloyd Wright BUILD

• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)
• Cutler – Patty Ctr. – Dine 49 – Rasmuson

---

988

Bus

North Pole Branch Library

Breadline

Northern Hope Center

Fairbanks Memorial Hospital

• Medicare Plan G

McDonald’s {Safeway}

UA(F) Sr. Tuition Waiver

TurboTax Business

TurboTax Premier

Chromebook Linux

Substitute Teaching

YouTube manim

• ChatGPT 月$20
• —
• BA BBA EA CPA M.Ed Credential BA MSW MS MAcc MST PhD
• – Mathematics PhD
• – Statistics PhD

• 月$89.99 – GCI
• 月$25.00 – CloudTalk
• 月$300.00 – 몽골 TM
• 月$36.00 – Western Union
• 月$250.00 – dental care reserve
• 月$250.00 – Medicare Plan G
• —
• TOTAL: 月$950.99

---

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

---

Shopify starter (ChatGPT) .pdf

• YouTube manim
• Google Forms
• Brevo sequential email

while 1004site.com 毎月+2개 사이트 제작

• CPA.1004site.com

---

---

988.BookkeeperJohn.com

---

2026

• 지선 지원 지연 大学 卒業

2027

2028

2029

2030: SSDI Trial Work

2031

2032

2033

2034 06~ 은퇴 I.

• maintain IMPROMPTU @Fairbanks, AK

• 家 @Fairbanks, AK
• – downpay
• – furnishings & remodeling
• SPIA “$10万”
• 소셜 시큐리티 70歳 수령

(9) ~2037

(9) ~2046

(9) ~2055 “칩거”

• 30年 ( ~2055) 칩거 中、
• BA BBA, EA QBO CPA M.Ed Credential BA MSW

2055~ 은퇴 II.、”financial freedom”

(3)(6) (6) (6)(6)、REMOTE Tax JOB

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

(6)、(6)(6): Mathematics PhD, Pitt (UPMC)

(6)、(6)(6): Accounting PhD EA CPA

https://uaf.edu/cla

• UAF College of Liberal Arts

---

.

---

BA BBA, EA QBO CPA M.Ed Credential

• BookkeeperJohn.com

目標: 가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

“은퇴 II.” 後、(3)(6) (6) (6)(6)、

(6), (6)(6)

(6), (6)(6)

UA(F) https://uaf.edu/cla (Sr. Tuition Waiver)

.

---

• LATimes
• National Geographic
• Smithsonian

North Pole Branch Library:

• The Economist
• Time

---

UA Sr. Tuition Waiver

---

Anthropology BA MA PhD, UAF

• Linguistics BA, UAF
• Applied Linguistics MA, UAF
• English MA MFA, UAF
• – Communication BA MA, UAF
• – English BA, UAS
• Japanese BA, UAF
• Spanish BA MA, CalStateLA

---

---

BA BBA, EA QBO CPA M.Ed Credential

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

>> JinuAcademy.com

while 1004site.com 毎月+2개 사이트 제작

• 몽골 TM, 업소록 SCAN, CloudTalk

---

2034 06~소셜 시큐리티 70歳 수령、은퇴 I.

家 @Fairbanks, AK 장만

• no 재산세

SPIA “$20万”

• SPIA “$10万” – dining、月$650

—

Wood Center, one bus away

{Teachers}.BookerkeeperJohn.com

• At UAF’s College of Liberal Arts
• Anthropology BA MA PhD, UAF
• – Linguistics BA, UAF
• – Applied Linguistics MA, UAF
• English MA MFA, UAF
• – Communication BA MA, UAF
• – English BA, UAS
• Japanese BA, UAF
• Spanish BA MA, CalStateLA

---

(9) ~2037 (9)(9) 2055~ 은퇴 II.

(3)(6)(6) CPA (6)(6)、

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

(6), (6)(6) : Mathematics PhD

(6), (6)(6) : Accounting PhD

---

---

.

---

“30年” 平安 “칩거” 生活 後、~2055

2055~ “financial freedom”

(9) 2028~2118 (“90年”)

(3)(6) (6) (6)(6)、

• (9) (9)(9)

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

(6), (6)(6)

• Pitt, SDState USD

(6), (6)(6)

• Pitt, Pitt Pitt

.

---

---

生活 :

• McDonald’s {Safeway}
• – Alaska Barbershop
• – MiMi
• – Costco
• – Walmart
• – Alaska Behavioral Health
• – Dr. Bauer
• – Dr. Hompesch
• North Pole Branch Library

---

2026 10

• CareCredit pay off
• Dr. Haskin pay off

2027

2028

2029 06~

• Medicare Plan G
• UAF Sr. Tuition Waiver

2030

• SSDI Trial Work

2031

2032

2033

2034 06~ 은퇴 I. ~2055~ 은퇴 II.

• 소셜 시큐리티 70歳 수령
• 家 @Fairbanks, AK 장만
• – SPIA “$20万”

---

• (9)(9)(9) “financial freedom”
• – BA BBA, EA QBO CPA M.Ed Credential
• – SPIA “$4M”、Denali Center
• (3)(6) (6) (6)(6)、
• 가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…
• (6), (6)(6) / (6), (6)(6)
• – {Teachers}.BookerkeeperJohn.com
• – JinuAcademy.com

---

---

---

生活 :

• McDonald’s {Safeway}
• – Alaska Barbershop
• – MiMi
• – Costco
• – Walmart
• – Alaska Behavioral Health
• North Pole Branch Library

---

~2030 : 저축

• 2026 27 28 29 30

2031 32 33 2034 06 : 비축 저축액

• w/o SSDI
• w/ voucher

2034 06~

• 소셜 시큐리티 70歳 수령
• Fairbanks, AK 家 장만

(9) ~2037

(9) ~2046

(9) ~2055 : “financial freedom” 달성

(3)(6) (6) (6)(6)、

(6), (6)(6)

(6), (6)(6)

---

~2055 “financial freedom”

(3)(6) (6) (6)(6)、

(6), (6)(6)

(6), (6)(6)

Accounting faculty, UAF

夏 :

---

---

---

---

307 W 5th Ave、Voucher 生活 中、家 장만 後、

• 目標: “$100M” CDs 달성
• ~2029 06~30~2034 06~ : 은퇴 준비 완료

---

家 “one bus away” from Wood Center 장만

• {McDonald’s} nearby
• – Breadline
• – Northern Hope Center
• – Starbucks
• SPIA “$20万” based 家 perpetual 확보 (2029 06~ )
• – upto $15万、no 재산세
• Accounting faculty, UAF days prep.
• – MyCPAMyTAX.com
• – {Teachers}.BookerkeeperJohn.com
• 夏:
• – 2793 W 3rd Ave, Frank Lloyd Wright BUILD
• —
• ~2055 “칩거” 後、”financial freedom”
• (3)(6) (6) (6)(6)、
• 가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…
• (6), (6)(6) : Mathematics PhD, Pitt (UPMC)
• (6), (6)(6) : Accounting PhD, {Pitt}
• —
• fully paid 家、Fairbanks, AK
• – Accounting faculty, UAF
• —
• 2793 W 3rd Ave, Frank Lloyd Wright
• – 06:20AM GREEN to North Pole {High} from McDonald’s

.

---

---

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

---

(6) Mathematics PhD, Pitt (UPMC)

• (6) Computation Science & Statistics PhD, SDState
• (6) Data Science & Engineering PhD, USD

---

(6) Accounting PhD, {Pitt}

• (6) Statistics PhD, CMU UCSB
• (6) Economics PhD, Pitt

—

Accounting faculty, UAF

• Fairbanks, AK 家、one bus away from Wood Center

---

---

2055~ “financial freedom”

(3)(6) (6) (6)(6)、

Mathematics PhD, Pitt (UPMC)

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

(6) SDState

(6)(6) USD

Accounting PhD, {Pitt}

• MyCPAMyTAX.com
• {Teachers}.BookerkeeperJohn.com

Economics PhD, Pitt / Statistics PhD, CMU

Accounting faculty, UAF

• Cutler – Patty Ctr. – Dine 49 – Rasmuson
• 2793 W 3rd Ave, Frank Lloyd Wright BUILD

---

目標 : “$100M” CDs、毎年”$3.5M” perpetual

---

• McDonald’s {Safeway}
• North Pole Branch Library
• —
• Pittsburgh (UPMC)
• – Mathematics PhD, Pitt
• – Accounting PhD, {Pitt}
• —
• – Economics PhD, Pitt
• – Statistics PhD, CMU

.

---

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• {Teachers}.BookkeeperJohn.com
• – ChatGPT
• – TurboTax Business & Premier
• – Chromebook Linux {Python R}

.

---

2029 06

• Medicare Plan G
• UA(F) Sr. Tuition Waiver

2030 : SSDI Trial Work

2034 06~ 307 W 5th Ave、”perpetual” 확보

• 소셜 시큐리티 70歳 수령
• SPIA “$20万”

(9) ~2037

(9) ~2046

(9) ~2055

2055~ 칩거 “30年”、”financial freedom”

• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

(3)(6) (6) (6)(6)、

우선 Mathematics PhD, Pitt (stipend), UPMC

(6) SDState

(6)(6) USD

Math PhD, Pitt >> Accounting PhD, {WSU}

• WRGP WUE AB 540
• —
• MyCPAMyTAX.com
• {Teachers}.BookkeeperJohn.com

.

---

.

---

2026

2027

(9) 2028~37

• 2029 06~ Medicare Plan G
• 2034 06~ 307 W 5th Ave, “perpetual” 확보

(9) 2037~46

(9) 2046~55

2055~ 칩거 “30年”、”financial freedom”

(3)(6) (6) (6)(6)、

(6) SDState (6)(6) USD

.. Accounting PhD, {WSU}

• MyCPAMyTAX.com
• Teachers.BookkeeperJohn.com

• Statistics PhD, NDSU
• Economics PhD, Pitt UCR
• Mathematics Education PhD, Montana
• Mathematics PhD, UMT

.

---

---

SDState >> USD >> Accounting PhD

Accounting facility, UAF

>> 06:20AM GREEN to North Pole {High} from McDonald’s

>> REMOTE Tax JOB

---

.

---

一年內、再정비 & 七顚八起 @Fairbanks, AK

• impromptu

.

---

몽골 TM, 업소록 SCAN, CloudTalk

~2037 : 毎月”350개” 사이트 유지 달성、”18年”

BA BBA, EA QBO CPA M.Ed Credential

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• MyCPAMyTAX.com (美洲 韓人)
• – 2万 × 年$19.95 × 毎9年 = “$2M”
• Teachers.BookkeeperJohn.com
• – 2千 先生 × 月$15 × 毎9年 = “$2M”

2037~46~55

• “$2M”
• – 1004site.com
• “$2M”
• – Roth IRA (2025~55)
• – Roth Solo 401(k) (2026~55)

---

2055~ 칩거 “30年” 後、”financial freedom”

• (3)(6) (6) (6)(6)
• WRGP WUE AB 540

• Accounting PhD, {UTexas} >> Accounting faculty, UAF
• >> 06:20AM GREEN to North Pole {High} from McDonald’s
• >> REMOTE Tax JOB
• {1万} 先生 × 月$15 × 毎9年 = “$10M”

.

---

.

---

BA, BBA EA QBO CPA M.Ed Credential

(9) ~2037

• 350 달성

---

(9)(9) ~2055

• 350 毎月、”18年” 유지

2055~ 칩거 “30年” 後、”financial freedom”

• SPIA “$4M”、Denali Center

(3)(6) (6) (6)(6)、

.. Accounting PhD, faculty, UAF

>> 06:20AM GREEN to North Pole {High} from McDonald’s

>> REMOTE Tax JOB

.

---

.

---

“{$4M}” SPIA、”financial freedom”

• (3)(6) (6) (6)(6) (6)(6)(6) 後、

BBA, EA QBO CPA M.Ed MAcc MST PhD

• Accounting PhD, {WSU} (stipend)
• – BBA, UAF (DVR)
• – EA QBO
• – Accounting, JC
• – CPA
• – Mathematics MS, UAF (stipend)
• – Statistics MS, UAF (stipend)
• – Economics MA, CalStateLA (AB 540)
• – MAcc, UND (stipend)
• – MST, CSUN
• – Computational Science PhDs (stipend)

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• TurboTax Business
• TurboTax Premier
• ChatGPT
• Chromebook Linux {Python}
• —
• 5万 先生 × 月$15 × 18年 = “$100M”

• McDonald’s {Safeway}
• – 06:20AM GREEN to {North Pole High} from McDonald’s
• North Pole Branch Library

---

---

.

---

지선 55, 지원 54, 지연 52

---

“칩거” 30年後、

~2027 29 30 34 37 46 ~2055

(3)(6) (6) (6)(6)

(6)(6)(6) Computational Science PhDs

• SDSU UCI, CSULB CGU, UCLA

(6),(6)(6)

• (6) Accounting PhD, (6)(6)
• or
• (6) JD (3 + 3), (6)(6)

---

.

---

~2034 06~ :

307 W 5th Ave, “perpetual” 확보

• 소셜 시큐리티 70歳 수령
• SPIA “$20万”

.

---

2037~

{350 250} 달성 및 유지

• 2037~46~55~

• Roth IRA 毎年”8,600″
• Roth Solo 401(k) 毎年”$10,000″
• BA BBA, EA QBO CPA M.Ed AAS
• – 1万 先生 × 月$15 × 毎9年 = “$10M”

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• TurboTax (Business & Premier), Python

{350 250} 毎月 유지、毎9年”$2M”

2055~ 칩거 “30年” 後、”financial freedom”

{350 250} 85 {8,000 .. 60万} 毎9年”$10M”~”$100M”

• (3)(6) (6) (6)(6) (6)(6)(6) (6),(6)(6)
• – 윌셔 공인회계사 사무실 part time
• – (6) REMOTE Tax JOB
• – (6)(6)(6) Computational Science PhDs
• >> (6)(6) Economics PhD Statistics PhD
• – (6) Accounting PhD
• or
• – (6) JD (3 + 3)

—

CPA Accounting PhD or CPA JD (3 + 3) LLM

.

---

---

307 W 5th Ave, “perpetual” 확보 中、

• 2034 06~ : 소셜 시큐리티 70歳 수령
• SPIA “$20万”

{350 250} 毎月 유지、毎9年 “{$2M}”

• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

Accounting PhD or JD (3 + 3), Gonzaga LLM

while ..

(6)(6)(6) (6)(6)

---

---

.

---

~2055 : “30年” 칩거、”91歳”

• BA BBA, EA QBO CPA M.Ed Credential
• 2034 06~ : 307 W 5th Ave, “perpetual” 확보
• – 소셜 시큐리티 70歳 수령
• – SPIA “$20万”

{350 250} 毎月 유지、毎9年”{$2M}”

• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

---

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• TurboTax Business & Premier
• 1万 先生 × 月$15 × 毎9年 = “$10M”

2055~ : 칩거 後、”financial freedom” 中、

• Mathematics, CalStateLA
• – 윌셔 공인회계사 사무실 part time
• Mathematics MS, UAF (stipend)
• Statistics MS, UAF (stipend)
• Economics BA, UND
• Economics MA, CalStateLA
• – 윌셔 공인회계사 사무실 part time
• MAcc, UND (stipend)
• MST, CSUN
• – REMOTE Tax JOB

—

.

---

.

---

• Accounting PhD or JD (3 + 3) / LLM (Spokane, WA)
• – SDSU UCI, CSULB CGU, UCLA (SoCal)
• – Economics PhD, Pitt (UPMC)
• – Statistics PhD, UCSB (JC-AB 540)

.

---

---

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• 1万 先生 × 月$15 × 毎9年 = “$10M”

---

2034 06~ “307 W 5th Ave,” perpetual

• 소셜 시큐리티 70歳 수령
• SPIA “$20万”

{350 250} 毎月 유지、毎9年、”$2M”

• Roth (2)

{350 250} 85 {8,000 .. 60万} 毎月 유지

• (3)(6) (6) (6)(6) REMOTE Tax JOB
• —
• (6)(6)(6) (6),(6)(6)
• – Accounting PhD, Economics PhD Statistics PhD
• – Computational Science PhDs
• JD (3 + 3) LLM

---

.

---

Tacoma, WA >> Spokane, WA : CPA PhD JD

• >> Anchorage, AK : CPA PhD JD
• >> Fairbanks, AK : CPA PhD JD

• Fairbanks >> Seattle >> Spokane
• No State Income Tax, WA

.

---

.

---

CPA.1004site.com

>> {John}.MyCPAMyTAX.com

• John1.5Generation.US
• – Korean1.5Generation.US
• – BBA, EA QBO CPA M.Ed MAcc MST MSW JD LLM

.

---

---

生活 :

{350 250} 毎月 유지、毎9年”{$2M}”

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• TurboTax Business & Premier

>> “1万” 先生 × 月$15 × 毎9年 = “$10M”

• McDonald’s {Safeway}
• North Pole Branch Library
• —
• Math MS Stat MS, UAF (stipend)
• BA BBA, EA QBO CPA M.Ed AAS BA MSW JD (3 + 3)

---

2029 06

• Medicare Plan G
• – Fairbanks Memorial Hospital, fully covered
• UA(F) Sr.Tuition Waiver

2030 : SSDI Trial Work

2034 06 : 307 W 5th Ave, “perpetual” 확보

• 소셜 시큐리티 70歳 수령
• SPIA “$20万”

2037

2046

2055~ : 칩거 後、”financial freedom”

• BA BBA, EA QBO CPA M.Ed Credential

“$4M” SPIA、Denali Center, fully covered

(3)(6) (6) (6)(6) : REMOTE Tax JOB

—

(6)(6)(6) : Computational Science PhDs

(6) : Accounting PhD

• (6) : Economics PhD
• (6) : Statistics PhD

—

JD (3 + 3) LLM

---

---

.

---

“financial freedom” 生活 :

• McDonald’s {Safeway}
• – BBA M.Ed Credential AAS BA MSW JD (3 + 3)
• North Pole Branch Library

---

---

.

---

---

Accounting PhD, WSU (stipend)

JD, Gonzaga

—

No State Income Tax, CPA PhD JD LLM

12月~05月 AK Allowable Absences

---

---

“$100M” CDs、毎年”$3.5M” perpetual

• “financial freedom” 生活
• – McDonald’s {Safeway}
• – North Pole Branch Library
• —
• (3)(6) (6) (6)(6) REMOTE Tax JOB
• —
• (6)(6)(6) Computational Science PhDs
• – SDSU UCI, CSULB CGU, UCLA (stipend SoCal 生活)
• (6) Accounting PhD, WSU (Spokane, WA)
• —
• – (6) Economics PhD, Pitt (UPMC)
• – (6) Statistics PhD, UCSB (CA JC – AB 540)
• —
• JD, Gonzaga LLM (Spokane, WA)

.

---

.

---

全世界 초중고생 数字 敎育 및 大入 数字 시험 준비

目標 : 月60万 × 月$2.99 × 毎9年 = “$100M”

• ChatGPT
• Manim YouTube
• Google Forms
• Shopify starter
• Brevo sequential email

.

---

---

307 W 5th Ave, “perpetual” 生活 확보

• 2034 06~ 소셜 시큐리티 70歳 수령
• SPIA “$20万”

칩거 ( ~2055) till “financial freedom”

• McDonald’s {Safeway}
• – 06:20AM GREEN to {North Pole High} from McDonald’s
• North Pole Branch Library

BBA, EA QBO CPA M.Ed Credential

은퇴 生活 中、{350 250} 毎9年 유지

• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

—

“$4M” SPIA、Denali Center

---

---

~2037

CPA.1004site.com {500} 유지 전념 中、

• 1004site.com {350} 달성 전념

---

(9) 2037~46

• {700 750} 달성
• $4M 확보

---

(9) 2046~55 칩거 終、”financial freedom”

BBA, EA QBO CPA M.Ed Credential

• $10M 달성
• – Roth IRA (2025~55)
• – Roth Solo 401(k) (2026~55)

---

(3)(6) (6) (6)(6) REMOTE Tax JOB

(6)(6)(6) Computational Science PhDs

• SDSU UCI, CSULB CGU, UCLA

(6) Accounting PhD, {WSU}

• (6) Economics PhD, Pitt
• (6) Statistics PhD, UCSB

JD, Gonzaga LLM

---

지선 55, 지원 54, 지연 52

---

~2055 “칩거”

BBA, EA QBO CPA M.Ed Credential

• McDonald’s {Safeway}
• – 06:20AM GREEN to {North Pole High} from McDonald’s
• North Pole Branch Library

• {350 250} : 2046~55 유지 {$2M} 확보
• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

2055~ “financial freedom”

(3)(6) (6) (6)(6)

—

(6)(6)(6)

(6)

• (6)
• (6)

JD, Gonzaga LLM

---

• CPA / PhD, WSU / JD, Gonzaga

.

---

EA CPA M.Ed MAcc MST PhD MSW JD LLM

.

---

JD, Gonzaga

LLM

---

.

---

.

---

目標 : “$100M” CDs、毎年”$3.5M” perpetual

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

.

---

307 W 5th Ave, “perpetual” 生活 확보

• McDonald’s {Safeway}
• – 06:20AM GREEN to {North Pole High} from McDonald’s
• North Pole Branch Library

2034 06~

• 소셜 시큐리티 70歳 수령
• SPIA “$20万”

---

BBA, EA QBO CPA M.Ed Credential

• Accounting, JC (online)

---

{350 250} 85 毎月 유지

“$4M” SPIA、Denali Center

2793 W 3rd Ave, Frank Lloyd Wright BUILD

{8,000 .. 60万} 毎月 달성、

毎9年 “$10M” ~ “$100M”

2055~ 칩거 後、”financial freedom”

(3)(6) (6) (6)(6)

• (3) Math, CalStateLA
• (6) Math MS / Stat MS, UAF (stipend)
• (6) Econ BA, UND / MA, CalStateLA
• (6) MAcc, UND / MST, CSUN
• (6) REMOTE Tax JOB

.

.

---

(6)(6)(6) Computational Science PhDs

• SDSU UCI, CSULB CGU, UCLA

(6) Accounting CPA PhD, WSU (Spokane, WA)

• (6) Economics PhD, Pitt (UPMC)
• (6) Statistics PhD, UCSB (JC CA – AB 540)
• – AK Allowable Absences

.

---

---

2034 06~

• 307 W 5th Ave, “perpetual” 확보
• – 소셜 시큐리티 70歳 수령
• – SPIA “$20万”

{350 250} 毎月 유지、毎9年 “$2M”

2055~ “financial freedom”

EA QBO CPA M.Ed Credential

• Roth IRA
• Roth Solo 401(k)

(3)(6) (6) (6)(6)

(6)(6)(6) (6),(6)(6)

---

.

---

(6) Accounting CPA PhD, WSU

Computational Science PhDs

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• (6) Economics PhD, Pitt
• (6) Statistics PhD, UCSB

• (6) SDSU UCI, Computational Science PhD
• (6) CSULB CGU, Engineering & Computational Mathematics PhD
• (6) UCLA, Computational Applied Mathematics PhD

.

---

.

---

目標 : “$100M” CDs、毎年”$3.5M” perpetual

• McDonald’s {Safeway}
• – 06:20AM GREEN to {North Pole High} from McDonald’s
• North Pole Branch Library

.

---

2028~ +90年、{350 250} 毎月 유지 生活

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

>> “Tax Planning and Retirement Wealth Accumulation Among Educators: An Accounting Framework for Lifetime Financial Planning“

2034 06~ : 307 W 5th Ave, “perpetual” 확보

“$4M” SPIA, Denali Center & Medicare Plan G

2055~ “financial freedom”

• EA QBO CPA M.Ed Credential
• (3)(6) (6) (6)(6)
• – (6) MAcc MST
• – (6) REMOTE Tax JOB

• (6)(6)(6) : Computational Science PhDs
• – SDSU UCI, CSULB CGU, UCLA
• (6) WSU, Spokane, WA (Accounting PhD)
• (6) – UCSB, JC (AB 540) (Statistics PhD)
• (6) – Pitt, UPMC (Economics PhD)

<< (3)(6) (6) (6)(6)(7) (8)(8)(9) (4) ~2118年 “154歳”

.

---

---

~2055

• EA QBO CPA M.Ed Credential
• ~2028~2034 06~ 307 W 5th Ave, “perpetual” 生活 확보 中、

2055~ “financial freedom,” 91歳

• (3)(6) (6) (6)(6)
• – BBA, EA QBO CPA MS MAcc MST
• – REMOTE Tax JOB

(7) (8)(8)(9) (4)

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

• (6)(6)(6) / (6), (6)(6)

---

---

目標 : 毎月 “{350 250} 85” 유지 生活

• 2034 06~ “307 W 5th Ave” – perpetual 확보
• – 소셜 시큐리티 70歳 수령
• – SPIA “$20万”
• “$4M” SPIA、Denali Center

---

~2055~ “financial freedom” 後、

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• EA CPA M.Ed Credential ( ~2055)
• – Accounting / Taxation, JC (online)

---

(3)(6) (6) (6)(6)

---

• (3) Mathematics, CalStateLA
• – 윌셔 공인회계사 사무실 part time
• (6) Math MS / Stat MS, UAF (stipend)
• —
• (6) Econ BA, UND (online) / MA, CalStateLA
• – 윌셔 공인회계사 사무실 part time
• —
• (6) MAcc, UND / MST, CSUN (online)
• (6) REMOTE Tax JOB

---

(7) Computational Science PhD, SDSU UCI

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

---

(8)(8) (9) (4) >> (6)(5) (6) (6)6)

— (8)(8) Computational Science PhDs

• CSULB CGU, UCLA

(9) (4) …

毎年 apply to Accounting, Statistics Economics PhD programs

• (6) Accounting PhD, {WSU} >> Spokane, WA
• (6) – Statistics PhD, UCSB >> JC (AB 540)
• (6) – Economics PhD, Pitt >> UPMC

~2118 (“154歳”)

---

---

pitt.edu / ucsb.edu :

• Statistics PhD, ucsb
• Economics PhD, pitt / ucsb
• Accounting PhD, pitt

<< cmu.edu

&

“JC, Santa Barbara, CA” (AB 540)

---

---

目標 : $4M SPIA、”$100M” CDs

---

{350 250} 85 : 毎月 유지 生活 中、

• ~2037~46~55~

{8,000 .. 60万} : 毎9年 “$10M” ~ “$100M” 달성

• (3)(6) (6) (6)(6) (7) (8)(8)(9) (4)

---

---

“$4M” SPIA、毎月{350 250} 유지 中、

---

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• Computational Science PhDs
• – SDSU UCI, CSULB CGU, UCLA
• Economics PhD, Pitt UCSB
• Statistics PhD, UCSB

---

2026 : CPA.1004site.com

2026 12 : EA Part 3

2027 10 : EA Part 1

2028 06 : EA Part 2

Accounting, JC (online)

CPA Exams, UAF

M.Ed Credential, UAF (Sr. Tuition Waiver)

---

Accounting PhD, {wsu.edu / pitt.edu} (stipend)

SSDI UCI, CSULB CGU, UCLA (Linux 취미 THESIS 生活)

• $82.99 – TurboTax Premier Desktop Edition 2025, Federal & State Tax Return [PC/Mac Download]
• $143.99 – TurboTax Business Desktop Edition 2025, Federal Tax Return [PC Download]

• Statistics MS, UAF (stipend)
• Economics MA, CalStateLA (AB 540)
• MAcc, UND
• MST, CSUN
• Computational Science PhD

---

---

“$4M” SPIA; {350 250} 毎月 유지

• 몽골 TM, 업소록 SCAN, CloudTalk
• >> “$10M” 확보
• EA CPA M.Ed Credential

---

2055~ “financial freedom” & (3)(6) .. (7) (8)(8) (9) (4)

---

Computational Science PhDs、

• SDSU UCI, CSULB CGU, UCLA
• – Chromebook Linux

UCSB、

• Statistics PhD
• Economics PhD

---

.

---

SDSU UCI, CSULB CGU, UCLA

---

Economics PhD / Statistics PhD, UCSB, CPA

Economics PhD, UCSB / Accounting PhD CPA

>> JC, Santa Barbara, CA (AB 540)

.

---

---

{350 250} 毎月 유지 전념 中、

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• $82.99 – TurboTax Premier Desktop Edition 2025, Federal & State Tax Return [PC/Mac Download]
• $143.99 – TurboTax Business Desktop Edition 2025, Federal Tax Return [PC Download]

---

---

目標 : “$100M” CDs、돈 걱정 없는 生活 中、

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

• (3)(6) (6) (6)(6)(7) (8)(8) (9) (4)

---

---

~2037 “달성” 및 2037~46~55 “유지”

---

“350” – 1004site.com

“250” – CPA.1004site.com

---

2055~ 칩거 後、”financial freedom”

• (3)(6) (6) (6)(6)(7) (8)(8)(9) (4)
• – 毎9年、7번

---

.

---

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

.

---

307 W 5th Ave 生活、”perpetual” 확보 (2034 06~ )

• 2034 06~ : 소셜 시큐리티 70歳 수령
• SPIA “$20万”

---

~2037 : {350 250}

• 2037~ 毎9年”18年” 유지、{$4M}、Denali Center~~
• – (3)(6) (6) (6)(6)(7) (8)(8) (9) (4)

平安 生活 中、재산 증식 :

~2046 : “{$2M}”

~2055 : $10M & Roth (2)

---

2055~ : “financial freedom”

(3)(6) (6) (6)(6)(7) (8)(8)(9) (4)

.

---

.

---

~2037 {350 250} 毎月 유지 달성

EA CPA M.Ed Credential :

Teachers.BookkeeperJohn.com, CPA M.Ed PhD

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

.

---

~2046 : {$2M}

~2055 : $10M & Roth (2) while “칩거”

2055~ : “financial freedom”

>> 윌셔 공인회계사 사무실 >> REMOTE Tax JOB

(3)(6) (6) (6)(6)(7) (8)(8)(9) (4) : “毎9年 × 7번”

JC, Santa Barbara, CA (AB 540)

.

---

.

---

“$4M” SPIA, EA CPA M.Ed、

Teachers.BookkeeperJohn.com、CPA M.Ed PhD

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

---

.

---

.

---

目標 : {350 250} 달성 및 유지 by 2037

• .. coming “30年,” nice & easy by all means ..
• 2055~ : 毎9年”$10M” 달성 中、”$100M” CDs 달성
• – (3)(6) (6) (6)(6) (7) (8)(8) (9) UCSB (4)、毎9年”7번” – “$100M” CDs 달성

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• 2037~46 : “{$2M}” 축적
• 2046~55 : “$10M” : “$4M” SPIA
• – EA CPA M.Ed Credential : Teachers.BookkeeperJohn.com
• – 2055~ “financial freedom”
• – 지선 55, 지원 54, 지연 52
• .. 가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서 …
• (3)(6) (6) (6)(6)(7) (8)(8)(9), CPA PhD
• (4) Statistics PhD, UCSB, Santa Barbara, CA

저축액 for 2031~2034 06 生活

2030 “SSDI Trial Work” & 본격 세일즈 :

• 1004site.com
• – 몽골 TM
• CPA.1004site.com
• JinuAcademy.com
• – 毎週 ChatGPT

2034 06~ 307 W 5th Ave 生活, “perpetual” 확보

• 소셜 시큐리티 70歳 수령
• SPIA “$20万”

.

---

---

307 W 5th Ave, “perpetual” 生活 확보

• 소셜 시큐리티 70歳 수령
• SPIA “$20万”

---

~2055 “financial freedom” attain

• “칩거” till 2055~ “financial freedom”

---

~2029~34~37~46~55

• 2055~ “financial freedom”
• – 지선 55, 지원 54, 지연 52

---

(3)(6) (6) (6)(6)(7)

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

(8)(8)(9)

Statistics PhD, UCSB, Santa Barbara, CA

---

.

---

지선 55, 지원 54, 지연 52

---

EA CPA M.Ed Credential ( ~2055)

.

---

2027 12 : “$5万” 저축액

2029 06 : Medicare Plan G

• M.Ed Credential, UAF (Sr. Tuition Waiver)

2030 : SSDI Trial Work

• Roth IRA 毎年”$8,600″
• Roth Solo 401(k) 毎年”{$10,000}”

2034 06~ : 소셜 시큐리티 수령 始まり。

• 307 W 5th Ave, “perpetual” 확보

2037 : 350 250 유지 달성

2046 : “{$2M}” 축적

2055~ : “$10M” 축적 & “$4M” SPIA

• financial freedom

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

(3)(6) (6) (6)(6)(7) (8)(8)(9), CPA PhD

Statistics PhD, UCSB, Santa Barbara, CA

.

---

---

EA CPA M.Ed Credential ( ~2055)

• MyCPAMyTAX.com
• 윌셔 공인회계사 사무실 part time
• REMOTE Tax JOB

• Math MS / Stat MS
• Economics
• MAcc MST

• (7) (8)(8) Computational Science PhDs
• – SDSU UCI, CSULB CGU, UCLA
• (9) Accounting CPA PhD

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

—

Statistics PhD, UCSB

—

---

---

앞으로 “30年” Fairbanks, AK “칩거”

---

2055~ “financial freedom”

• 지선 55, 지원 54, 지연 52
• EA CPA M.Ed Credential
• —
• Fairbanks Memorial Hospital
• – Medicare Plan G
• Denali Center
• – “$4M” SPIA

---

(3) Mathematics, CalStateLA

• 윌셔 공인회계사 사무실 part time

(6) Math MS / Stat MS, UAF (stipend)

(6) Economics BA, UND / MA, CalStateLA

• 윌셔 공인회계사 사무실 part time

(6)(6)

• MAcc , UND / MST, CSUN
• REMOTE Tax JOB

(7) (8)(8)(9)

• THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

---

---

~2055~ “financial freedom” 확보

• 지선 55, 지원 54, 지연 52

• McDonald’s {Safeway}
• – 06:20AM GREEN to {North Pole High} from McDonald’s
• North Pole Branch Library
• – 月曜日 : Class Q, Rasmuson

---

---

“$4M” SPIA & Medicare Plan G

• Teachers.BookkeeperJohn.com, CPA PhD

---

---

.

---

2026

• 몽골 TM, 업소록 SCAN, CloudTalk
• – 毎月+2개 사이트 제작
• CPA.1004site.com
• – 이멜 마케팅
• JinuAcademy.com 毎週 ChatGPT
• —
• Roth Solo 401(k) set up

{307 W 5th Ave}, “perpetual” 확보

• McDonald’s {Safeway}
• – 06:20AM GREEN to {North Pole High} from McDonald’s
• North Pole Branch Library
• – 月曜日 : Class Q, Rasmuson

2027 12 : Housing Voucher Recertification

• “$5万” 총, 저축액

2028

2029 06 : Medicare Plan G

• M.Ed Credential, UAF (Sr. Tuition Waiver)

2030 : SSDI Trial Work

• Roth IRA 毎年”$8,600″
• Roth Solo 401(k) 毎年”{$10,000}”

2031

2032

2033

2034 06 : 소셜 시큐리티 수령 始まり。

• 307 W 5th Ave, “perpetual” 확보

2035

2036

2037 : 350 250 달성

2037~46 : {350 250} “9年” 유지、{$2M} 달성

• 2793 W 3rd Ave, Frank Lloyd Wright BUILD

2046~55 : $10M 달성 ; “$4M” SPIA

• EA CPA M.Ed Credential (2026~55)
• Teachers.BookkeeperJohn.com, CPA PhD
• —
• Fairbanks Memorial Hospital
• – Medicare Plan G
• Denali Center
• – “$4M” SPIA

---

2055~ “financial freedom” 後、

— Accounting CPA PhD

• Computational Science PhDs
• (3)(6) (6) (6)(6) (7) (8)(8) (9)

150歳、

— Statistics PhD, UCSB

.

---

2055~ “financial freedom” ~2114 “150歳”~

---

Statistics PhD, UCSB (stipend)

JC, Santa Barbara, CA

• AB 540
• AK Allowable Absences

---

---

앞으로 “30年” 平安 {307 W 5th Ave} 生活 中、

• 2029 30 34 37 46 2055

• McDonald’s {Safeway}
• – 06:20AM GREEN to {North Pole High} from McDonald’s
• North Pole Branch Library
• – 月曜日 : Class Q, Rasmuson

“financial freedom” 확보 전념

---

(3)(6) (6) (6)(6)(7) (8)(8)(9) 後、

Statistics PhD, UCSB

---

---

지선 55, 지원 54, 지연 52

---

앞으로 “30年” 平安 生活 中、”financial freedom” attain

---

EA CPA M.Ed Credential

• EA – $317 / Part ( ~2028 11)
• CPA – $371.64 / Section (2029~ )
• M.Ed Credential, UAF (Sr. Tuition Waiver, 2029 06~ )

{Teachers}.BookkeeperJohn.com

---

~2055 : “$10M” ; “$4M” SPIA

• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

PREP. – “financial freedom” “91歳” 後、

大学 stipend 生活 始まり。:

• Accounting PhD, {wsu.edu} (stipend)
• Computational Science PhDs
• – SDSU UCI, CSULB CGU, UCLA (stipend)
• Statistics PhD, UCSB (stipend)

---

.

---

BBA, EA QBO CPA M.Ed Credential

{307 W 5th Ave}, “perpetual” 확보

앞으로 30年은 “financial freedom” by 2055年에 전념한다。。

• McDonald’s {Safeway}
• – 06:20AM GREEN to {North Pole High} from McDonald’s
• North Pole Branch Library
• – 月曜日 : Class Q, Rasmuson

---

~2055 : “$10M”; “$4M” SPIA

• 2028~37 : {350 250} 85 유지 달성
• 2037~46 : “{$2M}”

2046~55 : “{$10M}” & {8,000 .. 60万} 毎9年

• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

---

2793 W 3rd Ave, Frank Lloyd Wright BUILD

• “perpetual” 유지

2055~ : “{$100M}” CDs 달성 目標를 위하여。。。

(3)(6) (6) +”44年” (6)(6)(7) +”19年” & (8)(8)(9)

• (3) :
• Mathematics, CalStateLA (AB 540-TA)
• – 윌셔 공인회계사 사무실 part time
• – LAUSD substitute teacher
• (6) :
• Mathematics MS, UAF (stipend)
• Statistics MS, UAF (stipend)
• (6) :
• Economics BA, UND (online)
• Economics MA, CalStateLA (AB 540)
• – 윌셔 공인회계사 사무실 part time
• (6)(6) :
• MAcc, UND (stipend)
• MST, CSUN (online)
• >> REMOTE Tax JOB
• —
• (7) (8)(8) : .. Keep applying to Accounting PhD programs while
• Computational Science, {SDSU CSULB}
• Teachers.BookerkeeperJohn.com
• (9) :
• Accounting PhD, {wsu.edu} (stipend)

Accounting PhD, Taxation, {wsu.edu} (stipend)

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

---

SDSU UCI, CSULB CGU, UCLA : Computational Science PhDs

• stipend based SoCal 生活

—

Statistics PhD, UCSB (stipend) .. AK Winter Getaway ..

.

---

---

目標 : 6:20AM GREEN to North Pole High / Breadline from McDonald’s

BBA, EA QBO CPA ( ~2055)

• “financial freedom” (2055~ )

“91歳, EA CPA”~ :

• (3)(6) MAcc MST (online)
• (6) (6)(6)(7) REMOTE Tax JOB
• – Teachers.BookkeeperJohn.com
• (8)(8)(9) Accounting PhD, {wsu.edu} (stipend) (보강、3번 재응시)
• – THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

---

2026

• 지선 지원 지연 大学 卒業

2027

2028~37 : {350 250} 85 유지 달성

2037~46 : “{$2M}”

2046~55 : “{$10M}” & {8,000 .. 60万} 毎9年

• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

(3)(6) (6) +”44年” (6)(6)(7) +”19年” (8)(8)(9)

---

---

---

---

(3)(6) (6) +”44年” (6)(6)(7) +”19年” & (8)(8)(9)

Teachers.BookkeeperJohn.com, EA CPA M.Ed

---

“91歳~150歳” : Teaching、총 59年 ::

06:20AM GREEN to North Pole {High} from McDonald’s

(3)(6) (6) +”44年” (6)(6)(7) +”19年” & (8)(8)(9)

---

---

---

.

---

{307 W 5th Ave}, “perpetual” 확보

• McDonald’s {Safeway}
• – 06:20AM GREEN to North Pole High from McDonald’s
• North Pole Branch Library
• – 月曜日 : Class Q, Rasmuson

---

EA CPA M.Ed Credential

---

JinuAcademy.com 毎週 ChatGPT

{8,000 .. 60万} 毎9年 유지 = “{$100M}” CDs

• Manim YouTube
• Google Forms
• Shopify starter
• Brevo sequential email

---

1004site.com – {350}

• 毎月+2개 사이트 제작

---

MyCPAMyTAX.com – {250} 85

• 毎月+2개 사이트 제작

.

---

---

• McDonald’s {Safeway}
• – 月曜日 : Class Q, Rasmuson
• << Mathematics and Science Education Doctoral Program (MSED)
• North Pole Branch Library

---

2027 12

• Housing Voucher Recertification

2028

2029 06~ : Medicare Plan G

2030 : SSDI Trial Work

• Roth IRA 毎年”$8,600″ ( ~2055)
• Roth Solo 401(k) 毎年”{$10,000} ( ~2055)

2031

• w/o SSDI
• w/ Housing Voucher

{2034 01~05} : CalStateLA

2034 06~ 소셜 시큐리티 수령 始まり。

• 307 W 5th Ave, “perpetual” 확보

2037 : {175 125} 달성

(9) ~2046 : {350 250}

(9) ~2055 : {350 250} {9年} 유지

BBA, EA QBO CPA M.Ed MAcc MST MSW EDPNA

Accounting PhD, Taxation, {wsu.edu} (stipend)

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• Roth IRA >> SPIA
• Roth Solo 401(k) >> SPIA

---

(3)(6) (6) +”44年” (6)(6)(7) +”19年” (8)(8)(9)

“알라스카 추위 피해 1月부터 5月까지 로스엔젤레스 生活 中、Accounting PhD / MSED, SDSU UCSD 마침。。。“

• {(3)} : 윌셔 공인회계사 사무실 part time (01月~05月)
• – (6) (6) (6)(6) : Accounting CPA PhD (stipend)
• {(3)} : LAUSD substitute teacher (01月~05月)
• – (7) : MSED, SDSU UCSD (stipend)

---

“$4M” SPIA、Denali Center 확보 :

---

---

Teachers.BookkeeperJohn.com

---

Applied Mathematics BA, UC Berkeley

Accounting BBA, UAF (DVR)

Enrolled Agent (Proctor)

CPA Exam (UAF)

M.Ed Credential, UAF (Sr. Tuition Waiver)

• INTERNSHIPS : North Pole {High}

---

---

EA CPA M.Ed Credential

---

2018 01 : Juneau, AK

2019 03 15 : Mavis

2021 08 : BBA, UAF

2022

2023 : Kedren

2025 : Fairbanks Memorial Hospital

2026 : “입지”

• 지선 지원 지연 大学 卒業

2029 06 : Medicare Plan G

2030 : SSDI Trial Work

• Roth IRA 毎年”$8,600″
• Roth Solo 401(k) 毎年”{$10,000}”

2034 06 : 소셜 시큐리티 수령 始まり。

• 307 W 5th Ave, “perpetual” 확보

2037 : 350 250 달성

2046 : {350 250} “9年” 유지

• 2793 W 3rd Ave, Frank Lloyd Wright BUILD

2055 : “financial freedom” @”91歳”

---

(3)(6) (6) +”44年” (6)(6)(7) +”19年” (8)(8)(9)

• 06:20AM GREEN to North Pole High from McDonald’s
• Mathematics Teacher, North Pole High
• Teachers.BookkeeperJohn.com

---

.

---

2793 W 3rd Ave, Frank Lloyd Wright BUILD

• “{$4M}” SPIA
• – “scarcity” 生活

.

---

---

---

---

---

.

독학 & “scarcity” 生活 엄수、EA CPA :

• Teachers.BookerkeeperJohn.com
• – M.Ed Credential, UAF (Sr.Tuition Waiver)
• —
• Denali Center (2055~ ) 확보
• – {350 250} “9年” 유지
• – Roth 적립、$8,600 / {$10,000} (2030~55)

---

North Pole, AK / Fairbanks, AK ~~~

目標 : 60万 (全世界) × 月$2.95 × 毎9年 = “{$100M}”

.

---

{350 250} 85 {8,000} 9年 = “$10M” 달성 ( ~2046)

• 2793 W 3rd Ave, Frank Lloyd Wright BUILD
• Medicare Plan G, Fairbanks Memorial Hospital
• “$4M” SPIA、Denali Center 확보

• 307 W 5th Ave 확보
• – 유틸리티 included, smoking allowed
• – Housing Voucher possible
• —
• McDonald’s {Safeway}
• North Pole Branch Library
• – 月曜日 : Class Q, Rasmuson

.

---

.

---

目標 : “$100M” CDs、毎年”$3.5M” perpetual

.

---

307 W 5th Ave {#10} >>

• McDonald’s {Safeway}
• North Pole Branch Library
• – 月曜日 : Class Q, Rasmuson

2793 W 3rd Ave, Frank Lloyd Wright BUILD

• Applied Mathematics BA, UC Berkeley
• Accounting BBA, UAF
• EA CPA

---

{350 250} 85 {8,000 .. 60万} 毎9年”{$10M}”

• QBO
• TurboTax Business
• TurboTax Premier

---

“$4M” SPIA、Denali Center 확보

---

.

---

---

目標 : “$4M” SPIA、”$100M” CDs

---

月”$3万” : 毎9年、”$2M” NET

• Roth IRA 毎年”$8,600″
• Roth Solo 401(k) 毎年”$10,000″

---

Accounting PhD, Taxation, {wsu.edu} (stipend)

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

---

---

“$4M” SPIA、Denali Center

---

BBA, EA QBO CPA M.Ed MAcc MST MSW EDPNA

---

(3)(6) (6) +”44年” (6)(6)(7) +”19年” (8)(8)(9)

• {(3)} : 윌셔 공인회계사 사무실 part time (01月~05月)
• – (6) (6) (6)(6) : Accounting CPA PhD (stipend)
• {(3)} : LAUSD substitute teacher (01月~05月)
• – (7) : MSED, SDSU UCSD (stipend)

---

Accounting PhD, Taxation, {wsu.edu} (stipend)

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

---

.

---

BBA, EA QBO CPA M.Ed MAcc MST MSW EDPNA

{350 250} “{9年}” 유지

• Roth IRA 毎年”$8,600″ (2030~55)
• Roth Solo 401(k) 毎年”{$10,000}” (2030~55)

---

Accounting PhD, Taxation, {wsu.edu} (stipend)

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

.

---

“$4M” SPIA、Denali Center、

---

.

---

.

---

{307 W 5th Ave} / Cutler, STEM MS

• McDonald’s {Safeway}
• – 月曜日 : Class Q, Rasmuson
• << Mathematics and Science Education Doctoral Program (MSED)
• North Pole Branch Library

---

CalStateLA >> Metrolink/Metro >> 윌셔 공인회계사

• 01月~05月 : CalStateLA (AB 540)
• – 윌셔 공인회계사 사무실 part time
• – LAUSD substitute teacher

.

---

• McDonald’s {Safeway}
• – 月曜日 : Class Q, Rasmuson
• << Mathematics and Science Education Doctoral Program (MSED)
• North Pole Branch Library

—

• Roth IRA 毎年”$8,600 ( ~2055)
• Roth Solo 401(k) 毎年”$10,000″ ( ~2055)

---

{350 250} 9年 유지

—

• w/o SSDI
• w/ Housing Voucher

—

2029 06~ Medicare Plan G

2034 06~ 소셜 시큐리티 수령 始まり。

• 01月~05月 : CalStateLA (AB 540)
• – 윌셔 공인회계사 사무실 part time
• – LAUSD substitute teacher

—

(9) 2037~ (9) (3)(6) (6) +”44年” (6)(6)(7) +”19年” (8)(8)(9)

• Accounting CPA PhD (stipend)
• MSED, SDSU UCSD (stipend)

---

“$4M” SPIA、Denali Center 확보 :

---

---

---

BookkeeperJohn.com

---

2026 07

2027

2028

2029

2030 : SSDI Trial Work、毎月”$4,000″

• 307 W 5th Ave, unfurnished MOVE
• Roth IRA 毎年”$8,600″ 적립
• Roth Solo 401(k) 毎年”$10,000″ 적립

2031~2034 06 : 저축액 ABLENow 확보

2034 06~ : 소셜 시큐리티 수령 始まり。

• 307 W 5th Ave, “perpetual” 확보

---

BBA, EA QBO CPA M.Ed MAcc MST MSW EDPNA

(9) 2037~46

(9) 2046~55

(3)(6) (6) +”44年” (6)(6)(7) +”19年” & (8)(8)(9)

• 01月~05月
• – CalStateLA >> Metrolink >> Metro
• – 윌셔 공인회계사 네트워크
• – LAUSD teachers

---

---

로스앤젤레스 한인타운 & LAUSD

• Accounting CPA PhD
• MSED, SDSU UCSD
• – Teachers.BookkeeperJohn.com

---

.

---

毎月”{$4,250}” while Roth (2) 적립、

{350 250} {9年} 유지

~2055 “$4M” SPIA、Denali Center 확보

BBA, EA QBO CPA M.Ed MAcc MST MSW EDPNA

(3)(6) (6) +”44年” (6)(6)(7) +”19年” & (8)(8)(9)

.

---

---

{307 W 5th Ave}, “perpetual” 확보

• McDonald’s {Safeway}
• – 月曜日 : Class Q, Rasmuson
• North Pole Branch Library

---

1004site.com >> {350}

• 몽골 TM, 업소록 SCAN << FedEx, CloudTalk

---

CPA.1004site.com >> {250} 85

---

JinuAcademy.com 毎週 ChatGPT

>> {8,000 .. 60万}

---

---

毎月”{$4,250}” & Roth (2)

• McDonald’s {Safeway}
• – 月曜日 : Class Q, Rasmuson
• North Pole Branch Library

{350 250} {9年} 유지 中、

BBA, EA QBO CPA M.Ed MAcc MST MSW EDPNA

---

(3)(6) (6) +”44年” (6)(6)(7) +”19年” & (8)(8)(9)

• {(3)} : 윌셔 공인회계사 사무실 part time
• – (6) (6) (6)(6) : Accounting CPA PhD (stipend)
• {(3)} : LAUSD substitute teacher
• – (7) : MSED, SDSU UCSD (stipend)

---

“$4M” SPIA、Denali Center、

---

---

.

---

目標 : {350 250} 85 {8,000 .. 60万} 毎年 유지

• Teachers.BookerkeeperJohn.com

---

while “scarcity” based 生活 엄수 中、毎月”{$4,000}” 유지

• Roth IRA, 年”$8,600″; Roth Solo 401(k), 年”{$10,000}”
• – 2030~2055
• {350 250} 毎9年 유지

BBA, EA QBO CPA M.Ed MAcc MST MSW EDPNA

---

01月~05月 : CalStateLA (AB 540)

(3)(6) (6) +”44年” (6)(6)(7) +”19年” & (8)(8)(9)

• {(3)} : 윌셔 공인회계사 사무실 part time
• – (6) (6) (6)(6) : Accounting CPA PhD (stipend)
• {(3)} : LAUSD substitute teacher
• – (7) : MSED, SDSU UCSD (stipend)

MSW + EDPNA

---

“$4M” SPIA、Denali Center、while 준수 生活、

• McDonald’s {Safeway}
• – 月曜日 : Class Q, Rasmuson
• North Pole Branch Library

---

.

---

Impromptu @Fairbanks, AK 後、

CalStateLA

• 윌셔 공인회계사 사무실 part time
• LAUSD substitute teacher

---

“financial freedom”

(6) (6) +44年 (6)(6)(7) +19年 = 63年

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

• Accounting CPA PhD
• MSED, SDSU UCSD

(8)(8)(9)

---

.

---

Fairbanks International Airport >> LAX

• ~2055~ (3)(6) (6) (6)(6)(7) (8)(8)(9)

.

---

CalStateLA Metrolink >> LA Union

LA Union >> Metro >> “윌셔 공인회계사 사무실”

• 全美国 韓人 공인회계사 네트워크

.

---

---

01月~05月 : CalStateLA

• 윌셔 공인회계사 사무실 part time
• LAUSD substitute teacher

(3)(6) (6) (6)(6)(7)

• Accounting CPA PhD (stipend)
• MSED, SDSU UCSD (stipend)

(8)(8)(9)

---

---

.

---

2029 06~ Medicare Plan G

• Fairbanks Memorial Hospital, fully covered

2030 SSDI Trial Work

• 毎月”{$4,000}” 유지
• Roth IRA 毎年”8,600″
• Roth Solo 401(k) 毎年”{$10,000}”

2034 06~ 소셜 시큐리티 수령 始まり。

• 307 W 5th Ave, “perpetual” 확보

{350 250} 85 {8,000 .. 60万} 毎年 유지

~2055

2055~

• (3)(6) (6) (6)(6)(7)
• – (6) (6) (6)(6) : Accounting CPA PhD
• – (7) : MSED, SDSU UCSD
• (8)(8)(9)

• “$4M” SPIA、Denali Center

---

.

---

.

---

~2030

• 2029 06~ Medicare Plan G
• W-2 毎月”$4,000″ 유지 달성

2030~ SSDI Trial Work 中、

• Roth IRA 毎年”$8,600″
• Roth Solo 401(k) 毎年”{$10,000}”

{350 250} 85 {8,000 .. 60万} 毎年 유지 달성

BBA, EA QBO CPA M.Ed MAcc MST MSW

• (9) 2037~ (9) (3)(6) (6) (6)(6)(7)
• (8)(8)(9)
• CalStateLA (01月~05月)
• – 윌셔 공인회계사 사무실 part time
• – LAUSD substitute teacher

.

---

---

~2055

• 2029 06~ Medicare Plan G
• – Fairbanks Memorial Hospital, fully covered
• {2034 01} CalStateLA {01月~05月}
• 2034 06~ 소셜 시큐리티 수령 始まり。
• – 307 W 5th Ave, “perpetual” 확보

• BBA, EA QBO CPA M.Ed MST MAcc MSW
• Roth (2)

2055~

• CalStateLA (01月~05月)
• – 윌셔 공인회계사 사무실 part time
• – LAUSD substitute teacher

“$4M” SPIA、Denali Center

(3)(6) (6) +”44年” (6)(6)(7) +”19年”

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

• Accounting CPA PhD
• MSED, SDSU UCSD

—

(8)(8)(9)

• UAF (Sr. Tuition Waiver)
• CalStateLA / CA JC (AB 540)

—

“$4M” SPIA、Denali Center

---

.

---

2029 06~ : Medicare Plan G

• Fairbanks Memorial Hospital, fully covered
• 1004site.com
• – 몽골 TM, 업소록 SCAN, CloudTalk
• CPA.1004site.com
• JinuAcademy.com 毎週 ChatGPT

2030 : SSDI Trial Work

• {350 250} 달성 및 유지 전념

2034 06~ : 소셜 시큐리티 70歳 수령

• 307 W 5th Ave, “perpetual” 확보

2037 : {350 250} 毎9年 달성 및 유지

2046

2055 : “financial freedom”

“$4M” SPIA、Denali Center

(3)(6) (6) (6)(6)(7):

지선 89, 지원 88, 지연 86

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

• Accounting CPA PhD (stipend)
• – John.MyCPAMyTAX.com, CPA PhD
• MSED, SDSU UCSD (stipend)
• – STEM.JinuAcademy.com, M.Ed PhD
• – John1.5Generation.US, CPA PhD M.Ed MSED MSW
• – Teachers.BookkeeperJohn.com

(8)(8)(9): STEM.JINU

• UAF (Sr. Tuition Waiver)
• CalStateLA & CA JC (AB 540)

---

“$4M” SPIA、Denali Center

.

---

지선 89, 지원 88, 지연 86

.

---

“scarcity” 生活 中、{$4M} SPIA 확보

• Fairbanks Memorial Hospital
• – Medicare Plan G (2029 06~ )
• Denali Center, Dental Care

.

---

2027 : 生活 확보

• 몽골 TM, 업소록 SCAN, CloudTalk

• McDonald’s {Safeway}
• – 月曜日: Class Q, Rasmuson
• North Pole Branch Library
• —
• 毎月”$4,000″ & “$5万” 저축액

2029 06~ : Medicare Plan G

• Fairbanks Memorial Hospital, fully covered

2030 : SSDI Trial Work

• 본격적 {350 250} 달성 및 유지

{2034年 1月~5月} : CalStateLA

• 윌셔 공인회계사 사무실 part time
• – BBA, EA QBO CPA
• LAUSD substitute teacher
• – M.Ed Credential, UAF

2034 06~ : 소셜 시큐리티 70歳 수령

• 307 W 5th Ave, “perpetual” 확보

(9) 2037 08~

• Mathematics MS, UAF (stipend)
• Statistics MS, UAF (stipend)
• – Physics MS, UAF
• Biological Sciences BS, UAF
• M.Ed Credential, UAF
• Paralegal Studies AAS, UAF

(9) 2046 08~

• Social Work BA, UAF / MSW, UAA
• MST MAcc

(3)(6) 2055 08 : SPIA “$4M”、Denali Center

BBA, EA QBO CPA M.Ed MST MAcc MSW

• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

(3)(6) (6) +”44年” (6)(6)(7) +”19年”

• (3) >> (6) (6) (6)(6) Accounting CPA PhD (stipend)
• (7) MSED, SDSU UCSD (stipend)

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

(8)(8)(9) : STEM, UAF (Sr. Tuition Waiver) CalStateLA (AB 540)

月曜日: Class Q, {Rasmuson}

• Cutler – Patty Ctr. – Dine 49 – Rasmuson
• Teachers.BookkeeperJohn.com
• – STEM.JINU – 10万 先生 × 月$15 × 毎9年 = “{$100M}”

—

.

---

.

---

~30年 “칩거” 後、”financial freedom”

BBA, EA QBO CPA M.Ed MST MAcc MSW

(3)(6) (6) +”44年” (6)(6)(7) +”19年”

from 윌셔 공인회계사 사무실 & LAUSD

to Accounting CPA PhD & MSED, SDSU UCSD

.. 가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

(8)(8)(9), UAF (Sr. Tuition Waiver)

• Cutler – Patty Ctr. – Dine 49 – Rasmuson

• CalStateLA (01月~05月)
• – 윌셔 공인회계사 사무실 part time
• – LAUSD substitute teacher

.

---

---

.

---

---

(3)(6) (6) +”44年” (6)(6)(7) +”19年”

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

---

01月~05月 : CalStateLA dorm 生活

• 윌셔 공인회계사 사무실 part time
• LAUSD substitute teacher

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• Accounting CPA PhD
• MSED, SDSU UCSD

—

(8)(8)(9)

• STEM MS, UAF / CalStateLA

---

—

---

---

---

目標 : 2030~2055 : “$4M”、SPIA

---

• 2026 06~ Medicare Plan G
• – Fairbanks Memorial Hospital
• 2034 06~ 소셜 시큐리티 70歳 수령 始まり。
• SPIA “$4M”
• – Denali Center
• Roth IRA (2025~55) >> SPIA
• Roth Solo 401(k) (2026~55) >> SPIA

• BBA, EA QBO CPA M.Ed MST MAcc MSW
• – 2030 “SSDI Trial Work”~ {350 250} 유지 달성
• – 2030~2055 : “$4M” SPIA 확보

.

---

SPIA “$4M”、Denali Center 확보

(3)(6) (6) +”44年” (6)(6)(7) +”19年”

• CalStateLA (01月~05月) (AB 540-TA)
• – 윌셔 공인회계사 사무실 part time
• – LAUSD substitute teacher

• Accounting CPA PhD (stipend)
• MSED, SDSU UCSD (stipend)

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

(8)(8)(9)

• STEM, UAF (Sr. Tuition Waiver) / CalStateLA (AB 540)
• – 윌셔 공인회계사 사무실 part time
• – LAUSD substitute teacher

.

---

지선 55, 지원 54, 지연 52

---

目標: “$4M” SPIA; “$100M” CDs

---

“$4M” SPIA、Denali Center

• {350 250} 毎9年 twice

---

(3)(6) (6) +”44年” (6)(6)(7) +”19年”

• Accounting PhD CPA
• MSED, SDSU UCSD

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

—

(8)(8)(9):

• UAF (Sr. Tuition Waiver)
• CalStateLA (AB 540)
• – 윌셔 공인회계사 사무실
• – LAUSD substitute teacher

---

---

2026

2027

2029 06 : Medicare Plan G

• UAF Sr. Tuition Waiver
• Fairbanks Memorial Hospital, fully covered

2030 : SSDI Trial Work

2034 06 : 소셜 시큐리티 70歳 수령

• BBA, EA QBO CPA

(9) 2037~46 UAF (stipend 生活)

• {350 250} 毎9年 유지

(9) 2046~55 (“91歳”)

• MST MAcc
• Social Work BA MSW

• {350 250} 毎9年 유지

—

(3)(6) 2055~64

• SPIA “$4M”、Denali Center
• Roth IRA & Roth Solo 401(k) >> SPIA
• – 2793 W 3rd Ave, Frank Lloyd Wright BUILD

01月~05月: CalStateLA / CA JC

• 윌셔 공인회계사 사무실 part time
• LAUSD substitute teacher

— (3)(6) (6) (6)(6)(7)

(6) Accounting PhD CPA

(7) MSED, SDSU UCSD

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

(8)(8)(9) STEM, UAF / CalStateLA

— SPIA “$4M”、Denali Center

---

CalStateLA (AB 540-TA) :

• 윌셔 공인회계사 사무실 Part Time
• LAUSD substitute teacher
• Teachers.BookkeeperJohn.com

---

---

(3).. (6) .. 01月~05月 : CalStateLA (dorm) (AB 540-TA)

• 윌셔 공인회계사 사무실
• – Metrolink Metro
• {STEM}, CalStateLA
• – Accounting, CA JC (online)

<< (3)(6) (6) (6)(6)(7)

• (6) Accounting PhD, {wsu.edu}

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• (7) MSED, SDSU UCSD

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

>> (8)(8)(9)

• STEM MS, UAF

---

---

“$4M” SPIA, Denali Center :

---

---

人生 目標 : SPIA “$4M” >> “$100M” CDs

• {350 250} 85 {8,000 .. 60万} 毎年 유지 달성
• “1万~10万” 先生 @月$15 >> 毎9年 “$10M” ~ “$100M”

---

毎月”$4,000″ 달성 while “scarcity” 生活

>> 307 W 5th Ave, “perpetual” 확보

Accounting PhD CPA & MSED, SDSU UCSD / STEM, UAF

(3)(6) (6) (6)(6)(7) “가장.. 오래 .. ” / (8)(8)(9)

• 1月~5月 : from CalStateLA to 윌셔 공인회계사 사무실

• w/ SSDI >> 소셜 시큐리티, w/ HOUSING VOUCHER
• 몽골 TM, 업소록 SCAN, CloudTalk
• CPA.1004site com
• JinuAcademy.com ChatGPT 毎週
• EA, Part 3, 1, 2 PASS
• Paralegal Studies AAS, UAF (2027 08~ )
• “$5万” 저축액 >> “$4M” SPIA、Denali Center

---

---

---

(3)(6) (6) (6)(6), REMOTE Tax JOB 中、

Accounting PhD CPA

(7) MSED, SDSU UCSD

• (8)(8)(9)

---

---

(3)(6) (6) (6)(6)(7) (8)(8)(9), UAF CalStateLA

{(3)} REMOTE Tax JOB / 윌셔 韓人 공인회계사 사무실 from CalStateLA >> Accounting PhD 응시

• (6) (6) (6)(6), Accounting PhD CPA
• – (7) MSED, SDSU UCSD “가장 .. 오래 살면서… “
• Physics MS Biology MS Chemistry MS, UAF CalStateLA
• – STEM, JinuAcademy.com
• Denali Center、SPIA “$4M”

---

.

---

2026

2027 12 : “$5万” 저축액 目標

2028

2029 06 : Medicare Plan G

2030 : Maximum Earnings 始まり。

• SSDI Trial Work

2031

2032

2033

2034 06 : 307 W 5th Ave 生活 “perpetual” 확보

(9) 2037~ (9) (3)(6) (6) (6)(6)(7) (8)(8)(9)

• Physics MS Biology MS Chemistry MS, UAF CalStateLA
• STEM, JinuAcademy.com
• Class Q, Rasmuson

Denali Center、SPIA “$4M” :

.

---

---

• Paralegal Studies AAS, UAF (2027 08~ )
• M.Ed Credential, UAF (2029 08~ )
• BBA, EA QBO CPA
• {2034 01~ } Mathematics, CalStateLA

• {350 250} 달성 및 유지
• —
• 1004site.com
• – 몽골 TM, 업소록, CloudTalk
• MyCPAMyTAX.com
• – BBA, EA QBO CPA
• JinuAcademy.com
• – ChatGPT 毎週

---

(9) “$2M” (9) “$2M” (3)(6) (6) (6)(6)(7) (8)(8)(9)

---

2055 (“91歳”) + (3)(6) (6) (6)(6)(7) : “가장 .. 오래 .. “

(8)(8)(9) & “Denali Center” ready SPIA “$4M”

---

---

.

---

{350 250} : (9) 2028~37 달성

(9) 2037~46 : $2M

(9) 2046~55 : $2M

2055~ “Denali Center”、SPIA “$4M” ready

• Roth IRA (2025~55) >> SPIA
• Roth Solo 401(k) (2026~55) >> SPIA

(3)(6) (6) (6)(6)(7) (8)(8)(9)

Accounting CPA PhD, BookkeeperJohn.com, running JinuAcademy.com

---

.

---

---

(9) 2037~ (9)(3)(6) (6) (6)(6)(7) (8)(8)(9) 中、

(3)(6)(6) (6)(6) REMOTE Tax JOB 中、Accounting PhD admission (재)응시

Denali Center、SPIA “$4M”

---

2026

2027

2028

2029 06~ : Medicare Plan G

2030 : SSDI Trial Work

2031

• w/o SSDI
• w/ Housing Voucher

2032

2033

2034 06~ “은퇴” @307 W 5th Ave、”perpetual”

• 1004site.com
• – 몽골 TM, 업소록, CloudTalk
• CPA.1004site.com
• – BBA, EA QBO CPA
• —
• ChatGPT 毎週 generation (STEM, {Praxis}, 회계/세법)
• – Manim YouTube
• – Google Forms
• – Shopify starter
• – Brevo sequential email

---

(9) 2037~ (9)(3)(6) (6) (6)(6)(7) (8)(8)(9)

• 307 W 5th Ave、”perpetual” 확보
• Cutler – Patty Ctr. – Dine 49 – Rasmuson (stipend)
• CalStateLA dorm (AB 540-TA)
• >> Denali Center、SPIA “$4M”

---

---

---

SPIA “$10万”

2029 06~ Medicare Plan G

• Fairbanks Memorial Hospital, fully covered

—

307 W 5th Ave 生活 中、月$1,600 BUDGET 유지

---

2030 SSDI Trial Work 後 ~ 2034 06 生活

• ABLENow 저축액
• – $7万 필요
• w/o SSDI
• w/ Housing Voucher

---

2034 06~ 소셜 시큐리티 70歳 수령

• 307 W 5th Ave
• – 月”$1,600″ BUDGET 엄수

---

(9) 2037~ (9)(3)(6) (6) (6)(6)(7) (8)(8)(9)

2026~2029 06~30~2034 06

• UAF / CA JC, CalStateLA
• Accounting PhD, Taxation, {wsu.edu}

---

---

2030 SSDI Trial Work 後、to 2034 06 : 저축액

— KD_2026_SoCal : 一日、40 cold calls

07 2026

08 2026

09 2026

10 2026 : 몽골 TM

• PFD
• – CareCredit pay off
• – Dr. Haskin pay off

11 2026 : Roth Solo 401(k) set up

12 2026 : K-1 distribution 2023 2024 amend

—

01 2027

02 2027

03 2027

04 2027

05 2027

06 2027

07 2027

08 2027 : Paralegal Studies AAS, UAF 1 class

09 2027

10 2027

11 2027

12 2027 : “$5万” 총, 저축액

• 65개 사이트 – 1004site.com
• – 몽골 TM, 업소록, CloudTalk
• MyCPAMyTAX.com – CPA.1004site.com
• JinuAcademy.com – 毎週 WORK & 판매 개시

—

---

(9) ~2055

• BBA, EA QBO CPA M.Ed MST MAcc MSW
• {350 250} 85 {8,000 .. 60万} 毎年 유지
• Roth (Solo 401(k) IRA >> SPIA

REMOTE Tax JOB, work experience

(3)(6) (6) (6)(6)

• {(3)} work experience
• (6) (6) (6)(6) Accounting PhD admission & 수료

(7) “가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…”

(8)(8)(9), UAF/ CA JC, CalStateLA

Denali Center、SPIA “$4M”

---

一年內、再정비 & 七顚八起 : ” ~2114″

• (9) 2037~ (9)(3) (6) (6) (6)(6) (7) “가장… 살면서” / (8)(8)(9)
• {350 250} 85 {8,000 .. 60万} 毎9年 유지
• Denali Center、SPIA “$4M”

---

“$10M” SPIA ~ “$100M” CDs “毎9年內” 달성

IMPROMPTU @ Fairbanks, AK 유지

---

.

---

Accounting CPA PhD

• Teachers.BookerkeeperJohn.com
• John.MyCPAMyTAX.com
• – 全美国 韓人 공인회계사 네트워크
• John1.5Generation.US

STEM, UAF / CA JC / CalStateLA

• {8,000 .. 60万} 毎9年 유지
• – $10M SPIA ~ $100M CDs

.

---

LIFE in “scarcity” while SPIA “$4M” for Denali Center 확보

---

{Teachers}.BookkeeperJohn.com

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• 85 {8,000 .. 60万} 毎9年 유지
• – {$10M ~ $100M} in SPIA / CDs
• —
• McDonald’s {Safeway}
• – 月曜日: Class Q, Rasmuson
• North Pole Branch Library
• —
• Cutler – Patty Ctr. – Dine 49 – Rasmuson
• {2034 01~ } STEM MS, CalStateLA (AB 540-TA}
• —
• 6:20AM GREEN to North Pole High from McDonald’s

---

Accounting PhD, Taxation, {wsu.edu} (stipend)

• THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

---

BBA, EA QBO CPA M.Ed MST MAcc MSW

• {350 250} 毎年 유지 달성

• {2034 01~ } STEM MS, CalStateLA (AB 540-TA}
• 윌셔 韓人 공인회계사 네트워크 구축
• REMOTE Tax JOB 中、Accounting PhD admission
• (3) (6) (6) (6)(6)

STEM MS PhD, UAF (stipend / Sr. Tuition Waiver)

• 가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…
• (7) “가장 .. 살면서… ” / (8)(8)(9)
• {2034 01~ } STEM MS, CalStateLA (AB 540-TA}

---

Fairbanks Memorial Hospital

• Medicare Plan G

---

Denali Center

• SPIA “$4M”

---

6:20AM GREEN to “North Pole High” from McDonald’s

• JinuAcademy.com
• – RM, PA, A1, GE, A2, PC, CA
• – SAT, ACT, AP Exam, {JEE Prep.}, 회계/세법 교육
• – STEM Education

---

---

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

目標: “$100M” in CDs; 毎年”$3.5M” perpetual

• CalStateLA (01月~05月)
• – AK Allowable Absences
• – AK “추위 피해서”

---

McDonald’s {Safeway}

• 月曜日: Class Q, Rasmuson
• Cutler – Patty Ctr. – Dine 49 – Rasmuson (stipend)
• {2034 01~ } CalStateLA (AB 540-TA)
• Accounting PhD, {wsu.edu} (stipend)

North Pole Branch Library

>>

6:20AM GREEN to “North Pole High” from McDonald’s

---

Denali Center, SPIA “$4M”

---

---

Fairbanks Memorial Hospital

• Medicare Plan G (2029 06~ )

---

Denali Center

• SPIA “$4M” & “여생” in case …

---

2793 W 3rd Ave, Frank Lloyd Wright BUILD

• Roth IRA (2025~55) >> SPIA
• Roth Solo 401(k) (2026~55) >> SPIA

---

CPA PhD

• BBA, EA QBO CPA M.Ed MST MAcc MSW

• Teachers.BookerkeeperJohn.com
• (6) (6)(6) {8,000 .. 60万} 毎9年 유지 ($10M~$100M)

---

(7) / (8)(8)(9), UAF (stipend)

• Mathematics Physics Biology Chemistry
• STEM BS MS, CalStateLA (“春” : AB 540-TA)
• – Metrolink Metro
• – {韓人} 공인회계사 네트워크

---

---

{2034 01~ } CalStateLA (AB 540-TA)

• Metrolink (student discount) / Metro (SMC ID – free)
• – 윌셔 韓人 공인회계사 교섭
• 5月~12月 : North Pole, AK 生活

Accounting PhD, {wsu.edu} (stipend)

---

.

---

BBA, EA QBO CPA M.Ed MST MAcc MSW

• {350 250} 85 {8,000 .. 60万} 毎年 유지

REMOTE Tax JOB :

• {2034 01~ } CalStateLA (“봄” : AB 540-TA)
• AK Allowable Absences
• AK S Corp., no State Income Tax
• – 윌셔 韓人 공인회계사 교섭

Accounting PhD, Taxation, {wsu.edu} (stipend)

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

Teachers.BookerkeeperJohn.com

(3)(6) (6) +44年 (6)(6) / (7) +19年 (8)(8)(9)

• UAF (stipend / Sr. Tuition Waiver)
• Cutler – Patty Ctr. – Dine 49 – Rasmuson (stipend)
• – (7) Mathematics PhD (63年後、)
• —
• – (8) Computational Physics MS PhD
• – (8) Biological Sciences MS PhD
• – (9) Chemistry MS PhD

.

---

---

in order to earn admission to …

Accounting PhD, Taxation, {wsu.edu} (stipend}

• Teachers.BookerkeeperJohn.co, CPA PhD

---

---

{2034 01~ } CalStateLA (“봄학기” : AB 540-TA)

• AK Allowable Absences
• AK S Corp., no State Income Tax
• 윌셔 韓人 공인회계사 네트워크 구축

(9)(9) (3)(6) (6) +44年 (6)(6) (7) +19年 (8)(8)(9)

(6) Accounting PhD, Taxation, {wsu.edu}

• work experience & PhD program admission
• Teachers.BookerkeeperJohn.com, CPA PhD

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• REMOTE Tax JOB
• Teachers.BookkeeperJohn.com, CPA PhD
• JinuAcademy.com
• – RM PA A1 GE A2 PC CA
• – STEM
• – SAT, ACT, AP Exam, {JEE Prep.}, 회계/세법 교육

---

.

---

(9) ~2055: MST MAcc

• Social Work BA MSW
• {350 250} 85 {8,000 .. 60万} 毎年 유지 달성

• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

(3) REMOTE Tax JOB hunting while ..

(6) Accounting PhD, Taxation, {wsu.edu} 응시

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

(3)(6) (6) +”44年” (6)(6) (7) +”19年” – (8)(8)(9)

• BBA, EA QBO CPA M.Ed MST MAcc MSW PhD
• – Teachers.BookerkeeperJohn.com
• ..
• 06:20AM GREEN to “North Pole High” from McDonald’s

.

---

.

---

~2055~(3)(6) (6) +44 (6)(6) / (7) Mathematics PhD +19

• MST MAcc 後、REMOTE Tax JOB or (6) {wsu.edu}
• – {350 250} 毎年 유지

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

(8) Physics PhD, (8) Biology PhD, (9) Chemistry PhD

.

---

307 W 5th Ave >> 2793 W 3rd Ave, Frank Lloyd Wright BUILD

• McDonald’s {Safeway}
• – 月曜日 : Class Q, Rasmuson
• North Pole Branch Library

• {350 250} 85 {8,000 .. 60万} 毎年 유지

• REMOTE Tax JOB : (9) ~2055 – MST MAcc 後、
• – (3)(6)(6) “+44” (6)(6)(7) “+19” (8)(8)(9)
• – unless REMOTE Tax JOB, {wsu.edu}
• 06:20AM GREEN to “North Pole High” from McDonald’s

.

---

SPIA “$4M”、

• Fairbanks Memorial Hospital
• – Medicare Plan G
• Denali Center

.

---

.

---

“scarcity 生活”

.

---

MSED, SDSU UCSD >> M.Ed Credential

• 6:20AM GREEN to “North Pole High” from McDonald’s

SDSU UCI, CSULB CGU, UCLA >> STEM, UAF

{wsu.edu} >> {350 250} 後、REMOTE Tax JOB

• {2034 01~ } : CalStateLA (“봄학기”)
• – 윌셔 韓人 공인회계사 교섭

---

>> 目標 : “$100M” in CDs、

• Fairbanks Memorial Hospital
• – Medicare Plan G
• Denali Center
• – SPIA “$4M”、

.

---

.

---

目標: “$100M” in CDs; .. Denali Center (SPIA “$4M”)

.

---

THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

Teachers.BookkeeperJohn.com

• 85 {8,000 .. 60万} 毎年 유지 달성

---

(9) 2037~ (9)(3)(6) (6)(6)(6) (7) (8)(8)(9)

• BBA, EA QBO CPA M.Ed MST MAcc MSW
• – CPA MST MAcc 後 (91歳)、”REMOTE TAX JOB” or {wsu.edu}
• – work experience 後、{wsu.edu}
• IFF。。
• – (7) SDSU UCSD, (8) SDSU UCI, (8) CSULB CGU, (9) UCLA

• 307 W 5th Ave >> 2793 W 3rd Ave, Frank Lloyd Wright BUILD
• 毎月”{$4,000}” 中、毎日 生活 :
• – McDonald’s {Safeway}
• – North Pole Branch Library
• Medicare Plan G : Fairbanks Memorial Hospital
• SPIA “$4M” : Denali Center
• {350 250} 85 {8,000 .. 60万} 毎年 유지
• 毎9年 “$10M – 8.000” ~ “$100M – 60万” 유지 달성
• – (9) ~2037, (9) ~2046, (9) ~2055 : {350 250} 달성

>>

• 6:20AM GREEN to North Pole High from McDonald’s

.

---

Social Work BA, UAF / MSW, UAA

• MST MAcc

---

(9) 2037~

• Mathematics MS, UAF (stipend)
• Statistics MS, UAF (stipend)
• – Physics BS, UAF
• Biological Sciences BS, UAF (Sr. Tuition Waiver) (eCampus)
• M.Ed Credential, UAF (Sr. Tuition Waiver) (eCampus)
• – INTERNSHIPS
• Paralegal Studies AAS, UAF (Sr. Tuition Waiver) (eCampus)

---

(3) REMOTE Tax JOB

(6) MSED, SDSU UCSD

—

(6)(6)(6) REMOTE Tax JOB

(7) Accounting PhD, Taxation, {wsu.ecu}

Teachers.BookkeeperJohn.com

• THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

—

(8)(8)(9) SoCal stipend 生活

• (8) SDSU UCI, (8) CSULB CGU, (9) UCLA

—

6:20AM GREEN to “North Pole High” from McDonald’s

—

Denali Center、SPIA “$4M”

---

---

2027 12 : 毎月”$4,000″ 유지 달성

2029 06 : Medicare Plan G

2030 : SSDI Trial Work

2034 01 : CalStateLA

2034 06 : 소셜 시큐리티 70歳 수령

2035 01 : CalStateLA

2036 01 : CalStateLA

2037 01 : CalStateLA

(9) 2037 08~ UAF (stipend)

(9)(9) (6) “44年”

• BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

(6)(6) (7) “19年”

{$100M} in CDs、

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서….

(8)(8)(9) SoCal stipend 生活

• (8) SDSU UCI, (8) CSULB CGU, (9) UCLA

06:20AM GREEN to “North Pole High” from McDonald’s

Teachers.BookkeeperJohn.com

---

---

Denali Center “여생” 확보 中、

生活 :

• McDonald’s {Safeway}
• North Pole Branch Library

---

.

---

2034 35 36 37 : CalStateLA (“봄학기”)

• AK S Corp., no State Income Tax
• – 2793 W 3rd Ave LOT, fully paid
• 윌셔 한인 공인회계사 교섭
• ..
• SPIA “$4M” & Denali Center 은퇴
• 확보 生活 :
• – McDonald’s {Safeway}
• – North Pole Branch Library

.

---

+44年 :

(6) MSED, SDSU UCSD

• BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

+19年 :

(6)(6) REMOTE TAX JOB

• BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

(7) Accounting PhD, Taxation, {wsu.edu}

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서…

63年後 (2026年 62歳 + 63年)、

그 동안 살아 온 만큼 더 살고…

>> (8)(8)(9) Computational Science PhDs

• (8) SDSU UCI, (8) CSULB CGU, (9) UCLA (SoCal stipend 生活)

6:20AM GREEN to “North Pole High” from McDonald’s

• Teachers.BookkeeperJohn.com

.

---

.

---

毎月”{$4,000}” 달성 및 유지 ( ~2027 12) 中、

{350 250} 85 {8,000 .. 60万} 毎年 유지 달성

.

---

+44年、SPIA “{$4M}” & 은퇴 준비 완료

{Teachers}.BookerkeeperJohn.com

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

—

심기일전 I.

(6)(6) (7) Accounting PhD, Taxation, {wsu.edu} (stipend)

—

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서、

심기일전 II.

(8)(8)(9) (stipend SoCal 生活)

• SDSU UCI, CSULB CGU, UCLA
• – Computational Science PhDs

—

심기일전 III.

06:20AM GREEN to “North Pole High” from McDonald’s

.

---

Fairbanks Memorial Hospital

• Medicare Plan G

---

Denali Center

• SPIA “$4M”

.

---

.

---

• 2029 06~ Medicare Plan G
• – Fairbanks Memorial Hospital
• 2034 06~ 소셜 시큐리티 70歳 수령
• SPIA “{$20万}” >> “$4M”
• – 307 W 5th Ave, perpetual 확보
• – McDonald’s {Safeway}
• – North Pole Branch Library
• – Denali Center
• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)
• – 2793 W 3rd Ave, Frank Lloyd Wright BUILD
• (9) 2037~ (9)(9) (6) (6)(6) (7) (8)(8)(9)
• 06:20AM GREEN to North Pole High from McDonald’s

.

---

.

---

2793 W 3rd Ave, Frank Lloyd Wright BUILD

• McDonald’s {Safeway}
• – MONDAY: Class Q, Rasmuson
• North Pole Branch Library
• 가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서 …
• .. (9) (6) (6)(6) (7) (8)(8)(9)

.

---

• Medicare Plan G
• – Fairbanks Memorial Hospital
• SPIA “$4M”
• – Denali Center
• – 2793 W 3rd Ave, Frank Lloyd Wright BUILD
• Roth IRA (2025~55) >> SPIA
• Roth Solo 401(k) (2026~55) SPIA
• (9) 2037~ (9)(9) (6) (6)(6) (7) (8)(8)(9)
• North Pole High Mathematics Teacher (“여생”)
• – 6:20AM GREEN to North Pole Branch Library from McDonald’s

.

---

.

---

307 W 5th Ave >> Cutler, STEM >> 2793 W 3rd Ave, Frank Lloyd Wright BUILD

.

---

McDonald’s {Safeway}

• MONDAY : Class Q, Rasmuson

1004site.com – 毎月+2개 사이트、

• {350} 유지 달성

North Pole Branch Library

---

MyCPAMyTAX.com

• {250名} 유지 달성
• 全美国 韓人 공인회계사 네트워크

JinuAcademy.com – ChatGPT 毎週 generation

• 毎月 “85名” 유지 달성

---

{Teachers}.BookkeeperJohn.com

• {8,000 .. 60万} 毎年 유지 달성

.

---

6月 / 12月:

• North Pole Dental Workshop
• Alaska Behavioral Health

---

Fairbanks Memorial Hospital :

• Medicare Plan G

---

Denali Center :

• SPIA “$4M”
• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)
• – 2793 W 3rd Ave, Frank Lloyd Wright BUILD

.

---

(9) (9)(9) (6) (6)(6) (7) (8)(8)(9)

North Pole High Mathematics Teacher (“여생”)

• 06:20AM GREEN to North Pole Branch Library from McDonald’s
• Teachers.BookkeeperJohn.com
• – STEM Study Guides

.

---

---

307 W 5th Ave, “SPIA” perpetual 확보

• {Teachers}.BookerkeeperJohn.com

• 유틸리티 included
• smoking allowed
• no 재산세
• no maintenance expenses
• Housing Voucher possible
• —
• McDonald’s {Safeway}
• – 06:20AM GREEN to North Pole Branch Library
• North Pole Branch Library
• —
• North Pole Dental Workshop
• Alaska Behavioral Health

---

Fairbanks Memorial Hospital

• Medicare Plan G (2029 06~ )

---

Denali Center

• SPIA “$4M” ( ~2046)
• 2793 W 3rd Ave SPIA 유지 中、
• – {350 250} 85 {8,000 .. 60万} 毎年 유지 달성

---

2793 W 3rd Ave, Frank Lloyd Wright BUILD

• Roth IRA (2025~55) >> SPIA
• Roth Solo 401(k) (2026~55) >> SPIA

---

(9) 2037~ (9)(9) (6) (6)(6)(7) (8)(8)(9)

• BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhDs

North Pole High Mathematics Teacher (“여생”)

• McDonald’s {Safeway}
• – 06:20 GREEN to North Pole Branch Library
• Teachers.BookerkeeperJohn.com

---

---

2029 06~ Medicare Plan G

• Fairbanks Memorial Hospital

SPIA “$20万”

Fairbanks, AK 家 장만

2034 06~ 소셜 시큐리티 70歳 수령

• 의식주 perpetual 해결

—

SPIA “$4M”

• Denali Center

---

{350 250} 85 {8,000 .. 60万} 毎年 유지

• (9) (9)(9) (6)
• (6)(6)(7)
• (8)(8)(9)
• North Pole High Mathematics Teacher (“여생”)
• – 06:20 GREEN to North Pole Branch Library from McDonald’s

---

.

---

307 W 5th Ave 거주 中、

• McDonald’s {Safeway}
• North Pole Branch Library

2029 06~ Medicare Plan G

• Fairbanks Memorial Hospital

SPIA “$20万” 마련

Fairbanks, AK 家 장만

2034 01~ CalStateLA (“봄학기”)

• 윌셔 한인 공인회계사 사무실 교섭

2034 06~ 소셜 시큐리티 70歳 수령

• 은퇴 준비 완료

(9) 2037~ (9)(9) (6)

• STEM MS, UAF (Sr. Tuition Waiver)
• Q Class, Rasmuson (毎週、”月曜日”)
• – Computational Physics MS, UAF
• – Biological Sciences MS, UAF
• – Chemistry MS, UAF

SPIA “$4M”

• Denali Center, eventually, while
• {Teachers}.BookkeeperJohn.com

2793 W 3rd Ave, Frank Lloyd Wright BUILD

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM (6) PhD

• RM PA A1 GE A2 PC CA
• SAT ACT AP Exam {JEE Prep,} 회계/세법 교육

(6)(6) UAF, CalStateLA, UIdaho, REMOTE Tax JOB

심기일전、

(7) Accounting PhD, Taxation, {wsu.edu} (stipend)

• Teachers.BookkeeperJohn.com
• THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서。。。

• Fairbanks Memorial Hospital
• – Medicare Plan G
• Denali Center
• – SPIA “$4M”
• Teachers.BookkeeperJohn.com

.

---

IFF 。。{350 250} 85 {8,000 .. 60万} 毎年 유지

• SoCal extravaganza

(8) SDSU UCI (8) CSULB CGU (9) UCLA (stipend SoCal 生活)

• Computational Science PhDs 취미 生活
• – Chromebook Linux
• >> Mathematics faculty, UAF or

---

2114 (“150歳”) ~

• North Pole High Mathematics Teacher (“여생”)
• – 06:20 GREEN to North Pole Branch Library from McDonald’s
• << Teachers.BookerkeeperJohn.com

.

---

---

{Teachers}.BookkeeperJohn.com

---

2026

2027

2028

2029 – Medicare Plan G

• UAF Sr. Tuition Waiver

2030 – SSDI Trial Work

• w/o SSDI
• w/ Housing Voucher

2031

2032

2033 – Fairbanks, AK 家 장만

• SPIA “$20万”
• – @307 W 5th Ave, till “$20万” 저축

2034 01 – CalStateLA (Math / Accounting)

• 윌셔 한인 공인회계사 교섭

2034 06 – 소셜 시큐리티 70歳 수령

• 은퇴 준비 완료

—

(9) 2037~ (9)(9) (6)

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM (6) PhD

• (6) UAF (Sr. Tuition Waiver).
• (6) CalStateLA (AB 540-TA)
• (7) REMOTE Tax JOB

심기일전、

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서 。。

Accounting PhD, Taxation {wsu.edu} (stipend)

• UIdaho (WRGP)

---

Fairbanks Memorial Hospital

• Medicare Plan G

---

Denali Center

• SPIA “$4M”

---

---

2027 12

• Recertification, Alaska Housing Voucher
• – 2026 : K-1 Ordinary Business Income

2029 06

• Medicare Plan G
• UAF (Sr. Tuition Waiver)

2030 SSDI Trial Work

• Roth IRA annual contribution raise
• Roth Solo 401(k) annual contribution raise

2031

• 307 W 5th Ave, unfurnished MOVE

SPIA “$20万” 장만

2034 01 CalStateLA (“봄학기”) 前、

• Fairbanks, AK 家 장만

2034 06~ 소셜 시큐리티 70歳 수령

• Fairbanks, AK 家 은퇴 준비 완료
• – mortgage pay off (~2064)

---

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

심기일전,

Accounting PhD, {wsu.edu} (stipend)

---

.

---

“은퇴” : Fairbanks, AK 家 (2034 06~ )

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

Teachers.BookerkeeperJohn.com

---

目標: “$100M” CDs & SPIA “$4M”

• Fairbanks Memorial Hospital
• – Medicare Plan G
• Denali Center
• – SPIA “$4M”

---

• Roth IRA (2025~55) >> SPIA
• Roth Solo 401(k) (2026~55) >> SPIA

---

Math / Accounting, CalStateLA (AB 540-TA)

• CA JC, SMC (online)
• 윌셔 공인회계사 사무실 교섭
• – Metrolink Metro

---

MAcc (Taxation), UIdaho (WRGP)

• UAF (Sr. Tuition Waiver)

---

REMOTE Tax JOB

---

>> Accounting PhD, WSU – “심기일전”

• Hoops Institute of Taxation Research & Policy

.

---

… commute to UAF

---

2034 06~ 소셜 시큐리티 70歳 수령

• SPIA “$20万”

>> 은퇴 준비 완료

---

Fairbanks Memorial Hospital

• Medicare Plan G

---

Denali Center

• SPIA “$4M”

---

.

---

307 W 5th Ave

• Housing Voucher

---

Fairbanks 家

• SPIA “$20万” & 소셜 시큐리티 70歳 수령

---

CalStateLA (AB 540-TA)

• 윌셔 한인 공인회계사 사무실 교섭
• – Metrolink & Metro (SMC free pass)

---

2793 W 3rd Ave, Frank Lloyd Wright BUILD

• SPIA, Roth IRA, Roth Solo 401(k)

---

{Gonzaga} ($$$)

• BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM

---

MSED, SDSU UCSD (AB 540 & stipend)

• M.Ed Credential, UAF
• Math MS / Stat MS, UAF (stipend)
• – Physics BS, UAF
• Biological Sciences BS, UAF

---

UAF (Sr. Tuition Waiver)

• Anthropology BA MA PhD, UAF
• – (Applied) Linguistics BA MA, UAF
• – Communication BA MA, UAF
• – English BA, UAS / MA MFA, UAF

---

MAcc (Taxation), UIdaho (WRGP)

—

Accounting PhD (Taxation), WSU (stipend)

• Hoops Institute of Taxation Research & Policy

.

---

Fairbanks Memorial Hospital

• Medicare Plan G

---

Denali Center

• SPIA “$4M”

.

---

---

Math / Accounting, CalStateLA (dorm)

• 윌셔 공인회계사 사무실 교섭
• smc (online)
• – metro free pass

---

gonzaga.edu

uidaho.edu

wsu.edu

—

Coeur d’Alene, ID

Glacier National Park, MT

---

---

目標: “$100M” CDs、毎年”$3.5M” perpetual

• Fairbanks Memorial Hospital
• – Medicare Plan G
• SPIA “$4M” – 2046~
• – Denali Center

---

“은퇴” 生活: Fairbanks, AK 家 & SPIA “$20万”

• 2034 06~ 소셜 시큐리티 70歳 수령

---

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM (6) PhD

• Fairbanks, AK 家
• – mortgage fully paid off
• – no property tax
• – commute to UAF
• —
• (7) Linguistic Anthropology BA MA PhD, UAF
• (6) – (Applied) Linguistics BA MA, UAF
• – Communication BA MA, UAF
• (6) – English BA, UAS / MA MFA, UAF
• —
• – Spanish Portuguese Hindi Urdu
• —
• STEM MSs, UAF
• – Class Q, Rasmuson

---

IFF。。(7) “심기일전” : Accounting PhD, {wsu.edu}

• THESIS: “The Effect of Tax Planning on Retirement Wealth Accumulation Among Public School Teachers.“

• (6) REMOTE Tax JOB
• – IRS.gov
• – ChatGPT
• (6) MST MAcc (online)
• MAcc (Taxation), UIdaho (WRGP)
• —
• (6) CalStateLA (AB 540 – “봄학기” / dorm)
• – Math / Accounting
• – CA JC (AB 540 / online)
• – 윌셔 공인회계사 사무실 교섭
• —
• Teachers.BookerkeeperJohn.com

---

---

---

---

---

---

은퇴: Fairbanks, AK 家 & SPIA “$20万”

• 2034 06~ 소셜 시큐리티 70歳 수령

---

~2064 Fairbanks 家 (fully paid off)

• (9) (9)(9)

to 。。

+44年:

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

—

IFF 。。{350 250} 85 {8,000 .. 60万} 毎年 유지

+19年:

(6)(6)(7) Computational Science PhDs、

• SDSU UCI, CSULB CGU, UCLA

—

심기일전、

EE PhD, UCSB

• EE BS, UAF
• Computational Physics MS, UAF
• Math / EE, CalPoly (“봄학기”)
• Statistics PhD, UCI UCSB UCR
• – Physics Department, UCSB

..

---

---

307 W 5th Ave, Voucher 生活

• McDonald’s {Safeway}
• North Pole Branch Library

—

Fairbanks, AK 家 장만

• SPIA “{$20万}”

2034 (“봄학기”) – CalStateLA

• 윌셔 공인회계사 사무실 교섭

2034 06~ 소셜 시큐리티 70歳 수령

~2064 (Fairbanks 家 fully paid off & no 재산세) ~2070

• BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

— IFF。。(6)(6)(7) Computational Science PhDs (62年 vs 63年)、

심기일전、

Electrical Engineering MS, Stanford

• EE BS, UAF
• Computational Physics MS, UAF
• Math / EE, SJSU (“봄학기”)
• Statistics PhD, UCI UCSB UCR

—

---

---

MONOMEGA: “One does not know where, but it’s somewhere, maybe everywhere.”

---

+44年:

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

• MSED, SDSU UCSD
• – RM, PA, A1, GE, A2, PC, CA
• – SAT, ACT, AP Exam, {JEE Prep.}, 회계/세법 교육

• fully paid off Fairbanks 家 w/o 재산세
• Teachers.BookkeeperJohn.com
• {350 250} 85 {8,000 .. 60万} 毎年 유지

IFF 。。。

+19年:

(6)(6)(7) Computational Science PhDs

• SDSU UCI, CSULB CGU, UCLA

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서。。(62 vs. 63)

—

심기일전 (“125歳”~ )、

EE MS, Stanford

• EE BS, UAF
• Computational Physics MS, UAF
• Math / EE, SJSU (“봄학기”)
• Statistics PhD, UCI UCSB UCR

Independent Computational Electrical Engineering Research

目標: 毎年”$3.5M” perpetual funding、”{$10B}” 달성

— {Latino}.BookkeeperJohn.com

---

---

---

---

---

毎年”$3.5M” perpetual funding、

>> “{$10B}” 달성 및 유지

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서 。。

---

---

지난 62年; 오는 63年

심기일전 << Computational Science PhDs

>> .. Electrical Engineering MS, Stanford

---

1964

1971

1977

1981

1984

1985

1986

1992

1995 01

1998 01

1999 11

2000 07 05

2001 07 03

2003 11 11

2009 10

2011 07

2013 10

2017

2018 01

2019 03 15

2021 08

2022 05

2023 05

2024

2025 04

2026 06 07 : “입지”

---

2029 06

2030

2031

2034 06

2037 08

2046 08

2055 08

2064 08

2070 05

IFF 。。(6)(6)(7) ~”63年” – “125歳”

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서。。(62 vs. 63)

심기일전

Electrical Engineering MS, Stanford

---

---

307 W 5th Ave #10

• Housing Voucher 生活
• – McDonald’s {Safeway}
• – North Pole Branch Library
• Medicare Plan G (2029 06~ )

SPIA “$20万” – ABLENow 저축

Fairbanks, AK 家 장만

• commutable to UAF
• – Cutler $5,125 $5,125 waived

2034 01~ CalStateLA (“봄학기”)

• 윌셔 공인회계사 사무실 교섭

2034 06~ 소셜 시큐리티 70歳 수령

• Fairbanks, AK 家
• – mortgage SPIA “$20万” pay off (2034~64)

---

---

• 2029 06~ Medicare Plan G
• SPIA “$20万”
• Fairbanks, AK 家 ( ~”$15万”) 장만
• 2034 06~ 소셜 시큐리티 70歳 수령

---

(9) 2034 01~46~55~64

• Math, CalStateLA (“봄학기”)
• – 윌셔 공인회계사 사무실 교섭

• Mathematics MS, UAF (stipend)
• Statistics MS, UAF (stipend)
• – Physics BS, UAF
• Biological Sciences BS, UAF
• M.Ed Credential, UAF
• Paralegal Studies AAS, UAF
• Social Work BA, UAF / MSW, UAA
• JD (3 + 3), UAF

---

---

Fairbanks, AK 家 << 307 W 5th Ave, Voucher 生活 後、

• SPIA “$20万” (2034~64)
• – mortgage fully paid off
• 2034 06~ 소셜 시큐리티 70歳 수령
• BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

---

~2064

• 2793 W 3rd Ave, Frank Lloyd Wright BUILD
• – Roth IRA & Roth Solo 401(k)
• – McDonald’s Safeway
• – North Pole Branch Library
• Fairbanks, AK 家 mortgage fully paid off
• – commute to UAF

---

---

지선 34, 지원 33, 지연 31

---

Fairbanks, AK 家 – perpetual 生活 확보

• 소셜 시큐리티 70歳 수령
• commute to UAF
• ~2064 : mortgage fully paid off

2793 W 3rd Ave, Frank Lloyd Wright BUILD

• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)
• SPIA “{$30万}”

---

---

Teachers.BookkeeperJohn.com

• {全美国}.JinuAcademy.com

---

---

---

Fairbanks, AK mortgage fully paid off 家

• Liberal Arts, UAF (Sr. Tuition Waiver)
• – Linguistic Anthropology BA MA PhD, UAF
• – (Applied) Linguistics BA MA, UAF
• – English BA, UAS / MA MFA, UAF

---

---

Fairbanks, AK 家 유지 비용:

• HOME Insurance
• mortgage fully paid off

>>

2793 W 3rd Ave, Frank Lloyd Wright BUILD

• Cutler >> commute from Fairbanks, AK 家
• ~ (6) “44年” / (6)(6)(7) “19年”
• 가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서。。
• EE MS, Stanford
• – EE BS, UAF
• – Computational Physics MS, UAF
• – Math / EE, CalState
• – Statistics PhD, UCI UCSB UCR

---

毎年”$3.5M” funding、

• AB 540, CA JC (HOTEL) / CalState (Dorm)
• AK Allowable Absences

---

---

2027 12 recertification

• 2026
• – K-1 Ordinary Business Income (2026)

2029 06~ Medicare Plan G

• Fairbanks 家 ( < $150,000) 장만
• – no property tax
• – one bus away to Wood Center
• Cutler (年$5,125 $5,125 SAVE)
• – SPIA “$10万” mortgage “30年” pay
• – Home Insurance & 유틸리티 only
• 2793 W 3rd Ave, Frank Lloyd Wright BUILD
• – in complete “FINANCIAL FREEDOM”

---

Commute from Fairbanks, AK 家

• 2034 06~ perpetual “은퇴” 준비 완료

• Mathematics MS (stipend)
• Statistics MS (stipend)
• – Physics MS
• Electrical Engineering BS (Sr. Tuition Waiver)
• Computational Physics MS (Sr. Tuition Waiver)
• —
• Linguistic Anthropology PhD (Sr. Tuition Waiver)

---

.

---

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

44年 × 19年: (6)(6)(7) = 63年後、

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서。。

EE MS, Stanford

• EE BS, UAF
• Computational Physics MS, UAF
• Math / EE, CalState{LA}
• Statistics PhD, UCI UCSB UCR

— AIM “{$10B}”

毎年”$3.5M” perpetual funding、

Independent Computational Electrical Engineering Research Firm, “Outsourcing to India”, as a Patent Lawyer

.

---

IFF。。(6)(6)(7) Computational Science PhDs、

• SDSU UCI, CSULB CGU, UCLA

.

---

지선 70, 지원 69, 지연 67

---

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

IFF 。。(6)(6)(7) Computational Science PhDs

지선 89, 지원 88, 지연 86

---

Cutler – Patty Ctr. – Dine 49 – Rasmuson

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서 ..

• Electrical Engineering BS, UAF
• Computational Physics MS, UAF

---

2793 W 3rd Ave North Pole, AK 99705

---

---

2026 + 44年 :

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

---

IFF 。。

(6)(6)(7) Computational Science PhDs、”63年 後”、

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서 ..

Computational Electrical Engineering Research

• EE MS, Stanford
• – EE BS, UAF
• – Computational Physics MS, UAF
• – Math / EE, CalState{LA}
• – Statistics PhD, UCI

— Physics PhD, UCSB / EE PhD, UCSD

---

---

from

MONOMEGA

to

MONOMEGA

---

---

Independent Patent Lawyer 生活

• Computational Electrical Engineering Research
• – Outsourced to India
• – 毎年”$3.5M” perpetual funding

---

.

---

毎年”$3.5M” peretual funding

>> “~$10B” worth (~200名、全世界)

• McDonald’s {Safeway}
• North Pole Branch Library
• AB 540 / AK Allowable Absences (12月~05月)

.

---

---

毎年 IIT entering Engineering Students in India

• JinuAcademy.com
• Chemistry Physics Mathematics
• – SAT, ACT, AP Exam, {JEE Prep.}, {Praxis}
• MONOMEGA, “outsourcing” to India
• as an independent patent lawyer

---

.

---

2031 : Athene “$10万” 적립

• 2030 SSDI Trial Work 後、
• – w/o SSDI, w/ Housing Voucher (2030~2034 06)
• 확보 生活:
• McDonald’s {Safeway}
• North Pole Branch Library

2055 : “FINANCIAL FREEDOM”

2070

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

---

IFF 。。{350 250} 85 {8,000 … 60万} 毎年 유지

(6)(6)(7) Computational Science PhDs

“125歳” – 人生 始まり。”~everyone gone 。。”

---

毎年”$3.5M” perpetual funding、

• AK S Corp., dba MONOMEGA
• – w/o CA State Income Tax

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서

아무도 만나지 않는다。BESIDE、

Electrical Engineering … MS, Stanford

• Electrical Engineering BS, UAF
• Computational Physics MS, UAF
• Mathematics / Electrical Engineering, CalState{LA}
• Statistics PhD, UCI

Electrical Engineering PhD, UCSD

• Physics PhD, UCSB

MONOMEGA: “Independent Computational Electrical Engineering Research”

• Outsourcing to India, 毎年”$3.5M” perpetual funded
• Patent Lawyer

.

---

---

~2055 “FINANCIAL FREEDOM”

• Athene “$10万 (2028~31)” (2031~46)
• 소셜 시큐리티 70歳 수령 (2034 06~ )
• SPIA “$30万” (2037~ )
• – Cutler & “307 W 5th Ave” 확보
• Roth IRA (2025~55)
• Roth Solo 401(k) (2026~55)

2055~

~2070

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

---

IFF。。{350 250} 85 {8,000 .. 60万} 毎年 유지

(6)(6)(7) : Computational Science PhDs

—

Electrical Engineering BS, UAF

• CalState{LA}
• – Mathematics
• – Electrical Engineering

Electrical Engineering MS, Stanford

UCI UCSB UCSD

• Statistics / Physics / Electrical Engineering PhDs

—

MONOMEGA: “Independent Computational Electrical Engineering Research”

>> FROM “$100M” TO “{$1B}” 도약

• AK S Corp., CsamiGroup.com Inc.
• – no CA State Income Tax
• “AB 540” based “AK Allowable Absences”

---

till 毎年”$3.5M” perpetual funded、

---

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서

아무도 만나지 않는다。BESIDE、

..

---

44年:

• BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD
• (Computational) Physics BS MS, UAF
• Biological Sciences BS, UAF

19年:

• SDSU UCI / CSULB CGU / UCLA
• {350 250} 85 {8,000 .. 60万} 毎年 유지

“125歳” – 人生 始まり。”~everyone gone 。。”

—

Electrical Engineering BS, UAF

• CalState
• – Mathematics
• – Electrical Engineering

Electrical Engineering MS, Stanford

— 毎年”$3.5M” perpetual funding、

Statistics / Physics / Electrical Engineering PhDs

• UCI UCSB UCSD
• >> “{$1B}” 축적

.

---

<< 毎年”$3.5M” perpetual funding、

John1.5Generation.US:

• BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

---

CA JC (online) / CalState (dorm)

• Liberal Arts (AB 540)
• AK Allowable Absences
• {윌셔} 한인 공인회계사 네트워크

---

---

---

---

---

Accounting / Taxation, CPA JD PhD

Computational Science based Mathematics & STEM

• JinuAcademy.com

---

English proficiency:

• LATimes
• Asking Eric

---

Spanish

• Spanish MA, CalStateLA

—

Liberal Arts (UA Sr.Tuition Waiver & AB 540)

---

.

---

Cutler, UAF & “2793 W 3rd Ave”

• Cutler – Patty Ctr. – Dine 49 – Rasmuson
• College of Liberal Arts

---

---

---

毎年”$3.5M” perpetual funding、

• CA JC (online) / CalState (dorm) (AB 540) (12月~05月)
• – AK Allowable Absences

---

.

---

.

---

307 W 5th Ave {#10} 生活 확보

• McDonald’s {Safeway}
• North Pole Branch Library
• 目標: {Teachers}.BookerkeeperJohn.com
• – Accounting PhD, CPA MSW JD
• – 全美国 {韓人} 공인회계사 네트워크
• – {Mexican}1.5Generations.US

.

---

Roth IRA (2025~ )

Roth Solo 401(k) (2026~ )

2029 06~ Medicare Plan G

• Paralegal Studies AAS, UAF (Sr.Tuition Waiver)
• M.Ed Credential, UAF (Sr.Tuition Waiver)

2030 – SSDI Trial Work

• Raise “Roth IRA” & “Solo 401(k)” annual contribution
• SSDI 後、w/o SSDI, w/ Housing Voucher

2034 06~ 소셜 시큐리티 수령 始まり。

• CalStateLA (“봄학기”) (2034~37)
• 윌셔 공인회계사 사무실 교섭

2037 : SPIA “$30万”

• 350 250 달성
• Cutler & “307 W 5th Ave” 확보

(9) ~2046 : Athene “$10万” (2031~46)

• {350 250} 毎9年”{$2M}” 유지 달성

(9) ~2055 : MST MAcc / BA MSW

• Roth IRA & Solo 401(k) >> SPIA
• 2793 W 3rd Ave, Frank Lloyd Wright BUILD

(9) ~2064 : JD (3 + 3) LLM

(6) ~2070 : MSED, SDSU UCSD

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

—

IFF 。。”그 동안의 취미 生活, stipend로 결실”、

(6)(6)(7) STEM, UAF

• SDSU UCI, CSULB CGU, UCLA

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살면서

아무도 만나지 않는다, BESIDE 。。。

Accounting PhD, {utexas.edu} 後、

• Cutler, UAF 生活 (Sr.Tuition Waiver)

.

---

.

---

(9) ~2037 : 350 250

(9) ~2046 : {350 250} 85 = 毎9年”{$2M}”

(9) ~2055 : {350 250} 85 {8,000} >> “$10M”

(9) ~2064

—

(6) ~2070 : 60万 × 月$2.99 × 毎9年 = “$100M” CDs

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

---

IFF。。

(6)(6)(7): Computational Science PhDs

• SDSU UCI, CSULB CGU, UCLA

---

가장 공부 많이 하고, 가장 돈 많고, 가장 오래 살며

아무도 만나지 않는다… BESIDE、

Accounting PhD, CPA MSW JD

• CalState, Mathematics (dorm – AB 540)
• CA JC, Accounting (online)

---

STEM MSs, UAF

• AP Exam, {JEE Prep.}, {Praxis}

• (Computational) Physics BS MS
• Biological Sciences BS MS
• Chemistry MS

.

---

---

Roth IRA (2025~55)

Roth Solo 401(k) (2026~55)

>> 2055~ 月”{$15,000}” SPIA perpetual tax free

---

2046~55 :

• Social Work BA MSW (eCampus)
• – MST MAcc (online)
• Biological Sciences BS (eCampus)

---

JD (3 + 3) admission prep.

2793 W 3rd Ave, Frank Lloyd Wright BUILD

---

BBA, EA QBO CPA M.Ed MST MAcc MSW JD LLM PhD

IFF 。。

SDSU UCI, CSULB CGU, UCLA

>> Accounting PhD, CPA MSW JD

Teachers.BookkeeperJohn.com

---

---

지선:

• BBA or Post Bacc., M.Ed Credential

---

지원:

• BBA or Post Bacc., JD (3 + 3)

---

지연

• BBA or Post Bacc., M.Ed Credential, JD (3 + 3)

---